9453 Prospect Hill Pl, Frederick, MD 21704 Property Records

Frederick County property record for 9453 Prospect Hill Pl, Frederick, MD 21704

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 1,880 sqft · built 2006
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Dec 2007)
Tax Bill	$1,092 (2024)
Deeds & Mortgages	Oct 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-242638`

Property Details

APN / Parcel Number

Primary APN	`07-242638`
Alternative APN	`242638`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,880 sqft Gross Area
1st Floor Area	820 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,400 sqft (0.055 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	242638
Street Address	9453 PROSPECT HILL PL
City	FREDERICK
State	MD
Zip	21704-7346
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PUD
Legal Description	LT 12298 SEC M11-M13 2,400 SQ FT VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA URBANA PUD
Legal Lot Number	12298
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3011
Census Tract	752202

Owner

Source: Frederick County records · APN 07-242638

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9453 PROSPECT HILL PL, FREDERICK, MD 21704-7346
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2007 · Amount on Record
Deed Sale	Dec 04, 2007 · Amount on Record
Deed Document Number	200776142
Deed Book / Page	6819 / 76
Last Transfer Date	Nov 06, 2012
Transfer Doc	0093300496
Record Updated	Jun 08, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9453 PROSPECT HILL PL, FREDERICK, MD 21704-7346
Document Number	0116070189
Book / Page	011607 / 000189
Instrument Date	Oct 17, 2016
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9453 PROSPECT HILL PL FREDERICK MD 217047346, FREDERICK, MD 21704-7346

Mortgage

Document Number	0116070189
Date	Jan 10, 2017
Book Page	011607/000189

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MI 64111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$459,000 (+16.02%)	$527,600 (+24.23%) Land $170,000 Building $357,600
2024	$1,092.00 (+0.92%)
2023	$1,082.00 Disabled Person's exemption Veteran's exemption	$395,633	$424,700 Land $135,000 Building $289,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 709 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.