94523 Shadow Ln, Gold Beach, OR 97444 Property Records

Curry County property record for 94523 Shadow Ln, Gold Beach, OR 97444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2017
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,745 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3514-31C-02703`

Property Details

APN / Parcel Number

Primary APN	`3514-31C-02703`
Alternative APNs	`3514-31C-02703-00` `R15346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,579 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	94523 SHADOW LN
City	GOLD BEACH
State	OR
Zip	97444-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	ACRES 1.23
Legal Range	14
Legal Township	35
Legal Section	31
Jurisdiction	CURRY OR
Township / Civil Division	GOLD BEACH
Census Block Group	1
Census Block	1031
Census Tract	950202

Owner

94523 Shadow Ln, a single family home, is owned by two individuals.

Source: Curry County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 122, OPHIR, OR 97464-0122
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRY OR
Property Address	94523 SHADOW LN, GOLD BEACH, OR 97444-9506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CURRY COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702276
Date	Jun 1, 2017
Instrument	2017-02276

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRY OR
Property Address	94523 SHADOW LN, GOLD BEACH, OR 97444-9506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CURRY CO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 122, OPHIR, OR 97464-0122

Mortgage

Document Number	202004349
Date	Oct 27, 2020
Instrument	2020-04349

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 94523 Shadow Ln was $2,745, up 2.4% from the year before.

Source: Curry County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Curry County
Unified School District	Central Curry School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,745.00 (+2.43%)	$275,590 (+3%)	$518,150 (-0.1%) Land $214,560 Building $303,590
2025	$2,680.00	$267,570	$518,660 Land $214,560 Building $304,100
2023	$2,292.00 (+8.78%)	$227,440 (+3%)	$466,370 (-0.63%) Land $214,560 Building $251,810
2022	$2,107.00	$220,820	$469,340 Land $214,560 Building $254,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94523 Shadow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 3, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · Severe Winter Storms, Straight-line Winds, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94523 Shadow Ln is moderate, ranking above 42% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESIKA BEACH-OPHIR WD serves 1,500 people · EPA ID OR4100329
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beacon Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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