9451 Pino Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 9451 Pino Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,798 sqft · built 1998
Lot Size	0.236 acres (10,294 sqft)
Owner	2 Individual Names on Record
Last Sale	$534,500 (Aug 2015)
Tax Bill	$8,565 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-421-02-00`

Property Details

APN / Parcel Number

Primary APN	`395-421-02-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,798 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,294 sqft (0.236 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9451 PINO DR
City	LAKESIDE
State	CA
Zip	92040-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 30 TR 013371
Legal Subdivision	LAKESIDE #4874
Legal Tract	013371
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9451 PINO DR, LAKESIDE, CA 92040-4336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2015 · Amount on Record
Deed Sale	Aug 13, 2015 · Amount on Record
Prior Sale	May 26, 1999 · Amount on Record
Deed Document Number	2015430141
Prior Transfer Date	May 27, 2014
Prior Transfer Doc	0000285654
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9451 PINO DR, LAKESIDE, CA 92040-4336
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9451 PINO DR, LAKESIDE, CA 92040-4336

Mortgage

Document Number	0000018803
Date	Jan 13, 2022
Instrument	2022-0018803

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9451 PINO DR, LAKESIDE, CA 92040-4336
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9451 PINO DR, LAKESIDE, CA 92040-4336

Mortgage

Document Number	0000562880
Date	Aug 6, 2021
Instrument	2021-0562880

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9451 PINO DR, LAKESIDE, CA 92040-4336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213608
Date	May 12, 2017
Instrument	2017-0213608

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 3, 2027

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$660,786 (+2%) Land $217,245 Building $443,541
2025	$8,565.00 (+6.38%) Homeowner's exemption	$647,831 (+4.04%) Land $212,986 Building $434,845
2023	$8,051.00 (+1.82%) Homeowner's exemption	$622,676 Land $204,716 Building $417,960
2022	$7,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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