9451 Pine Lilly Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9451 Pine Lilly Ct, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 2000
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Apr 2019)
Tax Bill	$1,677 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-2S-26-5697-00000-0370`

Property Details

APN / Parcel Number

Primary APN	`14-2S-26-5697-00000-0370`
Alternative APN	`S262145697000000370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,590 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	161 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	36 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9451 PINE LILLY CT
City	NAVARRE
State	FL
Zip	32566-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WHISPERWOODS LOT 37 AS DES IN OR 3824 PG 946
Legal Range	26W
Legal Township	2S
Legal Section	14
Legal Subdivision	WHISPERWOODS
Legal Lot Number	37
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2001
Census Tract	10827

Owner

Source: Santa Rosa County records · APN 14-2S-26-5697-00000-0370

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9451 PINE LILLY CT, NAVARRE, FL 32566-2866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	201917397
Deed Book / Page	3824 / 946
Prior Transfer Date	Mar 22, 2010
Prior Transfer Doc	0029730500
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2019
Property Address	9451 PINE LILLY CT, NAVARRE, FL 32566-2866
Document Number	0038240946
Book / Page	003824 / 000946
Instrument Date	Apr 26, 2019
Instrument	17397
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9451 PINE LILLY CT NAVARRE FL 325662866, NAVARRE, FL 32566-2866

Mortgage

Document Number	38240947
Date	Apr 30, 2019
Book Page	003824/000947
Instrument	17398

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,301 (+2.9%)	$253,554 (+5.9%) Land $48,000 Building $205,554
2024	$1,677.00 (+2.76%) Homeowner's exemption	$172,304 (+3%)	$239,435 (+6.95%) Land $48,000 Building $191,435
2023	$1,632.00 (+3.1%) Homeowner's exemption	$167,285 (+3%)	$223,880 (+3.54%) Land $38,000 Building $185,880
2022	$1,583.00 Homeowner's exemption	$162,413	$216,230 Land $35,000 Building $181,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 329 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.