9451 Harding Ave, Evanston, IL 60203 Property Records

Cook County property record for 9451 Harding Ave, Evanston, IL 60203

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,216 sqft · built 1948
Lot Size0.18 acres (7,848 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (May 2015)
Tax Bill$15,859 (2023)
Deeds & MortgagesNov 2020 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-14-109-049

Property Details

APN / Parcel Number

Primary APN10-14-109-049
Alternative APN
  • 10-14-109-049-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,216 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1949
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,848 sqft (0.18 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address9451 HARDING AVE
CityEVANSTON
StateIL
Zip60203-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionORCHARDS 1ST ADD
Legal Lot Number25,26
JurisdictionCOOK IL
Township / Civil DivisionNILES
Census Block Group2
Census Block2007
Census Tract806700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1625 STATE ROUTE 10, MORRIS PLAINS, NJ 07950-2905
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2020Deed of Trust, Mortgage
ASSOCIATED BK
Nov 12, 2019Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2015 · Amount on Record
Deed SaleMay 7, 2015 · Amount on Record
Prior SaleMay 7, 2015 · Amount on Record
Deed Document Number201557049
Prior Transfer DateJan 29, 2010
Prior Transfer Doc0000031102
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9451 HARDING AVE, EVANSTON, IL 60203-1322
Document Number2033534255
Instrument DateNov 3, 2020
Transaction TypeMortgage
Record UpdatedDec 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9451 HARDING AVE EVANSTON IL 602031322, EVANSTON, IL 60203-1322

Mortgage

Document Number2033534255
DateNov 30, 2020
Instrument33534255
Lender
NameASSOCIATED BK
TypeBank
AddressGREEN BAY, WI 54301
Agreement
AmountAmount Recorded
Term360 Months
DueNov 29, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9451 HARDING AVE, EVANSTON, IL 60203-1322
Document Number1932322119
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanyNEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9451 HARDING AVE EVANSTON IL 602031322, EVANSTON, IL 60203-1322

Mortgage

Document Number1932322119
DateNov 19, 2019
Instrument32322119
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term240 Months
DueNov 18, 2039
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNiles Township
MunicipalitySkokie Village
Elementary School DistrictEvanston Community Consolidated School District 65 (PK - 08)
Secondary School DistrictEvanston Township High School District 202 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$94,000 (+40.99%) Land $16,481 Building $77,519$940,000 (+40.99%) Land $164,810 Building $775,190
2023$15,859.00 (+4.18%)
2022$15,223.00$66,671 Land $13,734 Building $52,937$666,710 Land $137,340 Building $529,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1980–2014)
Claims Outside the SFHA11 of 15
Most Recent ClaimJul 2014 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSKOKIE
serves 66,422 people · EPA ID IL0312880
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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