9450 Jay St, Waldorf, MD 20603 Property Records

Charles County property record for 9450 Jay St, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,240 sqft · built 1964
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$62,000 (Apr 1985)
Tax Bill$9,912 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-050204

Property Details

APN / Parcel Number

Primary APN06-050204
Alternative APNs
  • 6050204
  • 050204

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area1,008 sqft
Parking Spaces3 Parking Spaces
Deck Area80 sqft
Shed1 Shed
Shed Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number050204
Street Address9450 JAY ST
CityWALDORF
StateMD
Zip20603-4990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionL-18 S-1 SOUTHERLAND SUB
Legal SubdivisionSOUTHERLAND SUB
Legal Block3
Legal Lot Number18
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3015
Census Tract850713

Owner

9450 Jay St is owned and occupied by two individuals who bought it in April 1985.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address9450 JAY ST, WALDORF, MD 20603-4990
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 1985 · Amount on File
Deed SaleApr 29, 1985 · Amount on File
Deed Book / Page1062 / 127
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address9450 JAY ST, WALDORF, MD 20603-4990
Document Number0104410036
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedNov 12, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9450 JAY ST WALDORF MD 206034990, WALDORF, MD 20603-4990

Mortgage

Document Number0104410036
DateOct 30, 2018
Book Page010441/000036
Lender
NameSUNTRUST BK
TypeBank
AddressBALTIMORE, MD 21202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9450 Jay St was $9,912.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,100$345,700 Land $160,000 Building $185,700
2025$9,912.00
2023$3,827.00$261,833$313,300 Land $120,000 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9450 Jay St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9450 Jay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Jay St

Nearby Streets

Search Property Records by Address or Parcel Number