945 Willow Cove Rd, Chapin, SC 29036 Property Records

Lexington County property record for 945 Willow Cove Rd, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2012)
Tax Bill	$1,835 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`001724-01-005`

Property Details

APN / Parcel Number

Primary APN	`001724-01-005`
Alternative APN	`0172401005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Block
Roof Material	Shingle
Lot Area	27,878 sqft (0.64 acres)
View / Lot	Waterfront / Beach
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	945 WILLOW COVE RD
City	CHAPIN
State	SC
Zip	29036-8079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	PARCEL 5A
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1003
Census Tract	21207

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	945 WILLOW COVE RD, CHAPIN, SC 29036-8079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 21, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2012 · Amount on Record
Deed Sale	Aug 17, 2012 · Amount on Record
Prior Sale	Feb 9, 2004 · Amount on Record
Deed Document Number	201239370
Deed Book / Page	15703 / 131
Prior Transfer Date	Jan 15, 2004
Prior Transfer Doc	9013/0318
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	945 WILLOW COVE RD, CHAPIN, SC 29036-8079
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1956500232
Date	Oct 17, 2017
Book Page	19565/232
Instrument	2017049886

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 12, 2042

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 21, 2017
Property Address	945 WILLOW COVE RD, CHAPIN, SC 29036-8079
Document Number	1950500185
Book / Page	019505 / 000185
Instrument Date	Nov 30, 2016
Instrument	45302
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 WILLOW COVE RD CHAPIN SC 290368079, CHAPIN, SC 29036-8079

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,835.00 (+0.82%)	$12,001 (+4.36%) Land $9,284 Building $2,717	$300,028 (+4.36%) Land $232,091 Building $67,937
2023	$1,820.00	$11,500 Land $9,284 Building $2,216	$287,500 Land $232,091 Building $55,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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