945 White Pine Dr, Cary, IL 60013 Property Records

McHenry County property record for 945 White Pine Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,688 sqft · built 1989
Lot Size	0.254 acres (11,049 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Dec 2025)
Tax Bill	$9,469 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-07-428-003`

Property Details

APN / Parcel Number

Primary APN	`20-07-428-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,356 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Lot Area	11,049 sqft (0.254 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	945 WHITE PINE DR
City	CARY
State	IL
Zip	60013-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0019020 LT 24 THE PINES UNIT 1 MEMO: DEITEMEYER, DANIEL J 2016 DECL OF TR 1/2 INT/ DEITEMEYER, GINGER I 2016 DECL OF TR 1/2 INT
Legal Subdivision	THE PINES UNIT 1
Legal Tract	1
Legal Block	428
Legal Lot Number	24
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1017
Census Tract	871307

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 WHITE PINE DR, CARY, IL 60013-3102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	May 3, 1994 · Amount on Record
Deed Document Number	202536059
Prior Transfer Date	May 2, 1994
Prior Transfer Doc	0094028699
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 23, 2025
Property Address	945 WHITE PINE DR, CARY, IL 60013-3102
Document Number	0000036059
Map Reference	DOC 88R004607
Instrument Date	Dec 13, 2025
Instrument	2025R0036059
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 WHITE PINE DR, CARY, IL 60013-3102

Mortgage

Document Number	0000036060
Date	Dec 23, 2025
Instrument	2025R0036060

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,469.00 Disabled Person's exemption	$130,442 (+7.93%) Land $21,352 Building $109,090	$391,326 (+7.93%) Land $64,056 Building $327,270
2022	Homeowner's exemption	$120,853 Land $31,454 Building $89,399	$362,559 Land $94,362 Building $268,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20