DuPage County property record for 945 Wheaton Oaks Dr, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,346 sqft · built 1980 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Nov 2012) |
| Tax Bill | $7,568 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-08-419-004 |
| Primary APN | 05-08-419-004 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,346 sqft Living Area |
| Basement Area | 782 sqft |
| Finished Basement | 782 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Detached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 945 WHEATON OAKS DR |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-3042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WHEATON OAKS A P LOTS 16 & 18 WHTN OAKS TOWNHOMES UNIT 3 ALL LOT G |
| Legal Subdivision | WHEATON OAKS A P LOTS 16 & 18 WHTN OAKS |
| Legal Lot Number | G |
| Legal Unit | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 841802 |
Source: DuPage County records · APN 05-08-419-004
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 945 WHEATON OAKS DR, WHEATON, IL 60187-3042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jul 01, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Nov 05, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on Record |
| Deed Sale | Nov 20, 2012 · Amount on Record |
| Deed Document Number | 2012164443 |
| Last Transfer Date | Nov 04, 2019 |
| Transfer Doc | 0000102012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 22, 2026 |
| Property Address | 945 WHEATON OAKS DR, WHEATON, IL 60187-3042 |
| Document Number | 0000033983 |
| Instrument Date | May 15, 2026 |
| Instrument | 202633983 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 945 WHEATON OAKS DR, WHEATON, IL 60187-3042 |
| Document Number | 0000033983, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202633983 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2056 |
| Rate | 8.04% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 945 WHEATON OAKS DR, WHEATON, IL 60187-3042 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 945 WHEATON OAKS DR, WHEATON, IL 60187-3042 |
| Document Number | 0000075677 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | R2023-075677 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.4% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 945 WHEATON OAKS DR, WHEATON, IL 60187-3042 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000069084 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | R2020-069084 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 05, 2019 |
| Property Address | 945 WHEATON OAKS DR, WHEATON, IL 60187-3042 |
| Document Number | 0000102012 |
| Instrument Date | Nov 04, 2019 |
| Instrument | 102012 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 945 WHEATON OAKS DR WHEATON IL 601873042, WHEATON, IL 60187-3042 |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,568.00 (+2.49%) Homeowner's exemption | $132,949 (+8.46%) Land $20,903 Building $112,046 | $398,847 (+8.46%) Land $62,709 Building $336,138 |
| 2024 | $7,384.00 (+25.9%) | $122,579 (+35.15%) Land $19,273 Building $103,306 | $367,737 (+35.15%) Land $57,819 Building $309,918 |
| 2022 | $5,865.00 Homeowner's exemption | $90,700 Land $16,770 Building $73,930 | $272,100 Land $50,310 Building $221,790 |
Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1987–2013) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHEATON serves 53,970 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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