Manatee County property record for 945 Waterside Ln, Bradenton, FL 34209
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,069 sqft · built 1989 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Mar 2018) |
| Tax Bill | $5,713 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Mar 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 73609-5510-3 |
| Primary APN | 73609-5510-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,069 sqft Living Area |
| Gross Area | 1,490 sqft |
| 1st Floor Area | 1,069 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,964 sqft (0.091 acres) |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 96 sqft |
| Patio Area | 347 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 945 WATERSIDE LN |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34209-7728 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | BR_R-1 |
| Legal Description | LOT 99, 43 WATERSIDE LANE PHASE 3 AT PERICO BAY CLUB PI#73609.5510/3 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 35 |
| Legal Subdivision | 43 WATERSIDE LANE 3 AT PERICO |
| Legal Tract | 07360910 |
| Legal Lot Number | 99 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1204 |
945 Waterside Ln, a townhouse, is owned and occupied by two individuals who bought it in March 2018.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 B4, LOMBARDY, ON K0G 1 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2020 | Deed of Trust, Mortgage · Line of Credit RBC BK (GEORGIA) NA |
| Mar 29, 2018 | Warranty Deed, Transfer ALLIANCE GROUP TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on File |
| Deed Sale | Mar 29, 2018 · Amount on File |
| Prior Sale | May 7, 2012 · Amount on File |
| Deed Document Number | 201831251 |
| Deed Book / Page | 2720 / 5772 |
| Prior Transfer Date | Jan 15, 2010 |
| Prior Transfer Doc | 0023261641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 945 WATERSIDE LN, BRADENTON, FL 34209-7728 |
| Document Number | 0041109664 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 945 WATERSIDE LN BRADENTON FL 342097728, BRADENTON, FL 34209-7728 |
| Document Number | 0041109664 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 41109664 |
| Name | RBC BK (GEORGIA) NA |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27617 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 29, 2018 |
| Property Address | 945 WATERSIDE LN, BRADENTON, FL 34209-7728 |
| Document Number | 0027205772 |
| Book / Page | 002720 / 005772 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 41031251 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ALLIANCE GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,743.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2203 DESCHENES STREET |
The 2025 property tax bill for 945 Waterside Ln was $5,713 with a senior citizen's exemption, up 5.4% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bradenton City |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,769 (+1%) | $335,820 (-0.01%) Land $91,800 Building $244,020 | |
| 2025 | $5,713.00 (+5.39%) Senior Citizen's exemption | $297,063 | $335,862 Land $91,800 Building $244,062 |
| 2024 | $5,421.00 (+3.61%) | ||
| 2023 | $5,232.00 (+11.15%) | $338,888 (+15.71%) Land $91,800 Building $247,088 | $338,888 (+15.71%) Land $91,800 Building $247,088 |
| 2022 | $4,707.00 | $292,870 Land $90,000 Building $202,870 | $292,870 Land $90,000 Building $202,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Waterside Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 540 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,392 units insured incl. 852 condo units |
| Nearby Flood Claims | 119 (1985–2024) |
| Claims Outside the SFHA | 6 of 119 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Waterside Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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