945 Ward Rd, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 945 Ward Rd, Hokes Bluff, AL 35903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,653 sqft · built 2003
Lot Size	0.943 acres (41,089 sqft)
Owner	Individual Name on File
Last Sale	$134,500 (Aug 2018)
Tax Bill	$490 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-08-27-0-000-030.010`

Property Details

APN / Parcel Number

Primary APN	`11-08-27-0-000-030.010`
Alternative APNs	`231933` `84544`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	41,089 sqft (0.943 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	231933
Street Address	945 WARD RD
City	GADSDEN
State	AL
Zip	35903-4598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR BEG NW COR LT 1 OPEN MEADOWS SUBDIVISION PLAT L-77 TH N 295.84 TO S ROW WARD RD TH E 147.26 ALONG ROW TH S 295.84 TH W 147.26 TO POB LYING IN S1/2 SE1/4 SE1/4 27-11-7 D-2003-0694,D-2003-2025,D-2005-2934,D-2011-3346542 D-2018-3471701
Legal Range	7E
Legal Township	11S
Legal Section	27
Legal Subdivision	OPEN MEADOWS SUB
Legal Lot Number	1
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	1
Census Block	1016
Census Tract	10602

Owner

945 Ward Rd is owned and occupied by an individual who bought it in August 2018.

Source: Etowah County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	945 WARD RD, GADSDEN, AL 35903-4598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Deed Document Number	20183471701
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Aug 3, 2018
Property Address	945 WARD RD, HOKES BLUFF, AL 35903-4598
Document Number	3471701
Instrument Date	Aug 3, 2018
Instrument	3471701
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 WARD RD, 945, HOKES BLUFF, AL 35903-4598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 WARD RD, HOKES BLUFF, AL 35903-4598

Mortgage

Document Number	3471702
Date	Aug 3, 2018
Instrument	3471702

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 945 Ward Rd was $490 with a homeowner's exemption, down 15.7% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$490.00 (-15.66%) Homeowner's exemption
2025	$581.00 Homeowner's exemption	$17,500 Land $1,500 Building $16,000	$175,000 Land $15,000 Building $160,000
2023	$670.00 (+25.94%) Homeowner's exemption	$19,970 (+23.58%) Land $1,500 Building $18,470	$199,700 (+23.58%) Land $15,000 Building $184,700
2022	$532.00 Homeowner's exemption	$16,160 Land $1,500 Building $14,660	$161,600 Land $15,000 Building $146,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 945 Ward Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Ward Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ward Rd

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