945 W Main St, Sparta, TN 38583 Property Records

Cumberland County property record for 945 W Main St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,618 sqft · built 1969
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2023)
Tax Bill	$666 (2022)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018083M B 00100`

Property Details

APN / Parcel Number

Primary APN	`018083M B 00100`
Alternative APN	`083M B 00100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Attic Area	1,066 sqft
Basement Area	1,618 sqft
Finished Basement	1,618 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	247 ft deep x 200 ft wide
Terrain	Rolling
Garage Type	Unfinished
Garage Area	357 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	945 W MAIN ST
City	SPARTA
State	TN
Zip	38583-3097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, LIFE LEASE MISC 327/152, COUNTY AREA: P04
Jurisdiction	CUMBERLAND TN
Township / Civil Division	8
Census Block Group	2
Census Block	2036
Census Tract	970302

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	304 MONTHAN ST, HONOLULU, HI 96818-5110
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	23010361
Deed Book / Page	1679 / 620
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Aug 24, 2023
Property Address	945 W MAIN ST, SPARTA, TN 38583-3097
Document Number	0000010361
Book / Page	1679 / 620
Instrument Date	Aug 15, 2023
Instrument	23010361
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 MONTHAN ST, HONOLULU, HI 96818-5110

Mortgage

Document Number	0000010362
Date	Aug 24, 2023
Instrument	23010362

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Municipality	Pleasant Hill Town
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,700 (-) Land $1,800 Building $56,900
2023		$58,700 (-) Land $1,800 Building $56,900
2022	$666.00 (+28.32%)	$58,700 Land $1,800 Building $56,900	$234,800 (-) Land $7,200 Building $227,600
2021			$234,800 Land $7,200 Building $227,600
2018	$519.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU W.A.#3 serves 5,659 people · EPA ID TN0000557
Water Source	Purchased surface water from BON DE CROFT UTILITY DISTRICT
Last State Inspection	Sep 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment currently in violation since Sep 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

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