945 W 15th Ave, Escondido, CA 92025 Property Records

San Diego County property record for 945 W 15th Ave, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1947
Lot Size	0.178 acres (7,732 sqft)
Owner	2 Trust Names on File
Last Sale	$335,000 (Jun 2010)
Tax Bill	$4,886 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-200-33-00`

Property Details

APN / Parcel Number

Primary APN	`236-200-33-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,494 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	7,732 sqft (0.178 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	945 W 15TH AVE
City	ESCONDIDO
State	CA
Zip	92025-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	BLK 251 LOT 7 /EXC SELY 427 FT/ NELY 40 FT OF SWLY 165 FT OF TR 000725
Legal Subdivision	RANCHO RINCON DEL DIABLO
Legal Tract	000725
Legal Block	251
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20403

Owner

945 W 15th Ave is owner-occupied and held in a trust since June 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	945 W 15TH AVE, ESCONDIDO, CA 92025-5543
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CREDIT UNION
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2010 · Amount on File
Deed Sale	Jun 25, 2010 · Amount on File
Prior Sale	Feb 19, 2010 · Amount on File
Deed Document Number	2010320160
Last Transfer Date	Jun 22, 2024
Transfer Doc	0000186589
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2026
Property Address	945 W 15TH AVE, ESCONDIDO, CA 92025-5543
Document Number	0000110322
Instrument Date	Apr 16, 2026
Instrument	2026110322
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	945 W 15TH AVE, ESCONDIDO, CA 92025-5543

Mortgage

Document Number	0000110322,
Date	Apr 21, 2026
Instrument	2026110322

Lender

Name	CALIFORNIA COAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	945 W 15TH AVE, ESCONDIDO, CA 92025-5543
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326330
Date	Jun 23, 2020
Instrument	2020-0326330

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	945 W 15TH AVE, ESCONDIDO, CA 92025-5543
Document Number	0000225559
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	945 W 15TH AVE ESCONDIDO CA 920255543, ESCONDIDO, CA 92025-5543

Mortgage

Document Number	0000225559
Date	May 4, 2020
Instrument	225559

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 945 W 15th Ave was $4,886, up 2.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$441,048 (+2%) Land $236,981 Building $204,067
2025	$4,886.00 (+2.13%)	$432,401 Land $232,335 Building $200,066
2024	$4,784.00 (+2.35%)
2023	$4,674.00 (+1.1%) Homeowner's exemption	$415,613 Land $223,314 Building $192,299
2022	$4,623.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 945 W 15th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 W 15th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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