Boone County property record for 945 Traemore Pl, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 3,071 sqft · built 2020 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $535,055 (Oct 2020) |
| Tax Bill | $6,054 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063.00-30-077.00 |
| Primary APN | 063.00-30-077.00 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,071 sqft Finished Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Lot Area | 11,195 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 945 TRAEMORE PL |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-8233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 SEC 3 TRAEMORE |
| Legal Subdivision | TRAEMORE SUBDIVISION |
| Legal Lot Number | 77 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 70309 |
945 Traemore Pl is owner-occupied and held in a trust since January 2026.
Source: Boone County records, as of May 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 945 TRAEMORE PL, UNION, KY 41091-8233 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP |
| Feb 25, 2026 | Intrafamily Transfer, Transfer · Line of Credit FREEDOM MORTGAGE CORP |
| Oct 5, 2020 | Warranty Deed, Transfer · VA Mortgage FIRST EQUITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on File |
| Deed Sale | Oct 5, 2020 · Amount on File |
| Deed Document Number | 2020814429 |
| Deed Book / Page | 1152 / 930 |
| Last Transfer Date | Jan 28, 2026 |
| Transfer Doc | 0D1253/190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 945 TRAEMORE PL, UNION, KY 41091-8233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0M4538/362 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | M4538/362 |
| Instrument | 852948 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 945 TRAEMORE PL, UNION, KY 41091-8233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M4894/610 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | M4894/610 |
| Instrument | 1220558 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 3, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Feb 25, 2026 |
| Property Address | 945 TRAEMORE PL, UNION, KY 41091-8233 |
| Document Number | 0D1253/190 |
| Book / Page | D1253 / 190 |
| Map Reference | CAB 6 SL 278 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 1223873 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 945 TRAEMORE PL, UNION, KY 41091-8233 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 945 TRAEMORE PL, UNION, KY 41091-8233 |
| Document Number | 0001220558 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 1220558 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 3, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Oct 5, 2020 |
| Property Address | 945 TRAEMORE PL, UNION, KY 41091-8233 |
| Document Number | D1152/930 |
| Book / Page | D1152 / 930 |
| Map Reference | CAB 6 SL 278 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 814429 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 GRANDVIEW DR, 211, FORT MITCHELL, KY 41017-2759 |
| Name | Verified Name |
|---|---|
| Address | 945 TRAEMORE PL, UNION, KY 41091-8233 |
| Document Number | 814430 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 814430 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 945 Traemore Pl was $6,054.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Municipality | Union City |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,054.00 | $535,100 Land $50,000 Building $485,100 | |
| 2024 | $535,100 (-) Land $50,000 Building $485,100 | ||
| 2023 | $6,164.00 (+2.61%) | $535,100 (-) Land $50,000 Building $485,100 | $535,100 (-) Land $50,000 Building $485,100 |
| 2022 | $6,007.00 | $535,100 Land $50,000 Building $485,100 | $535,100 Land $50,000 Building $485,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Traemore Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1990–1998) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Traemore Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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