945 Tortoise Way, Jacksonville, FL 32218 Property Records

Duval County property record for 945 Tortoise Way, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,808 sqft · built 1990
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`044281-1385`

Property Details

APN / Parcel Number

Primary APN	`044281-1385`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	1,808 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	945 TORTOISE WAY
City	JACKSONVILLE
State	FL
Zip	32218-3698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	45-014 50-1S-26E TURTLE CREEK VILLAGE UNIT 03 PHASE 01 LOT 11 BLK 3
Legal Range	26E
Legal Township	01S
Legal Section	50
Legal Subdivision	TURTLE CK VILLGE UT3 PH 1
Legal Phase	1
Legal Block	3
Legal Lot Number	11
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2011
Census Tract	10308

Owner

945 Tortoise Way is owned and occupied by two individuals.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	945 TORTOISE WAY, JACKSONVILLE, FL 32218-3698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 8, 2022
Property Address	945 TORTOISE WAY, JACKSONVILLE, FL 32218-3698
Document Number	0068700250
Book / Page	6870 / 250
Map Reference	MB 45 PG 14&14A
Instrument Date	Feb 8, 2022
Instrument	2022001250
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TTL & GUARANTY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 TORTOISE WAY, JACKSONVILLE, FL 32218-3698

Tax Assessment & Valuation

The 2025 property tax bill for 945 Tortoise Way was $1,781 with a homeowner's exemption, up 13.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,585 (+2.7%)	$237,387 (+2.55%) Land $55,696 Building $181,691
2025	$1,781.00 (+13.8%) Homeowner's exemption	$121,310	$231,486 Land $55,000 Building $176,486
2024	$1,565.00 (+3.51%)
2023	$1,512.00 (+10.28%) Homeowner's exemption	$114,459 (+3%)	$203,688 (+17.76%) Land $42,500 Building $161,188
2022	$1,371.00 Homeowner's exemption	$111,126	$172,974 Land $42,500 Building $130,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 945 Tortoise Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Tortoise Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20