Hampden County and Wilbraham Town property record for 945 Tinkham Rd, Wilbraham, MA 01095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,316 sqft · built 1924 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,000 (Feb 2023) |
| Tax Bill | $5,872 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP 48 |
| Primary APN | MAP 48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 3,256 sqft |
| 1st Floor Area | 774 sqft |
| Basement Area | 774 sqft |
| Unfinished Basement | 774 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | MAP 48 |
|---|---|
| Street Address | 945 TINKHAM RD |
| City | WILBRAHAM |
| State | MA |
| Zip | 01095-2560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R34 |
| Legal Block | 90 |
| Legal Lot Number | 5281 |
| Jurisdiction | WILBRAHAM MA |
| Township / Civil Division | WILBRAHAM |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 813602 |
945 Tinkham Rd is owned and occupied by two individuals who bought it in February 2023.
Source: Hampden County and Wilbraham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 945 TINKHAM RD, WILBRAHAM, MA 01095-2560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2023 | Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 20, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage JAMES FIORE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on File |
| Deed Sale | Feb 24, 2023 · Amount on File |
| Prior Sale | Sep 20, 2022 · Amount on File |
| Deed Book / Page | 24917 / 519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Recording Date | Feb 24, 2023 |
| Property Address | 945 TINKHAM RD, WILBRAHAM, MA 01095-2560 |
| Document Number | 024917-519 |
| Book / Page | 24917 / 519 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 8551 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 212 CAMBRIDGE RD, WOBURN, MA 01801-4706 |
| Document Number | 0000008552 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 8552 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Recording Date | Sep 20, 2022 |
| Property Address | 945 TINKHAM RD, WILBRAHAM, MA 01095-2560 |
| Document Number | 024731-551 |
| Book / Page | 24731 / 551 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 56557 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 175 GRESHAM ST, SPRINGFIELD, MA 01119-1472 |
| Document Number | 0000056558 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 56558 |
| Name | JAMES FIORE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 945 Tinkham Rd was $5,872, up 2.7% from the year before.
Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Wilbraham Town |
| Unified School District | Hampden-Wilbraham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,872.00 (+2.66%) | $336,500 (+5.19%) Land $101,100 Building $235,400 | $362,580 (-9.34%) |
| 2025 | $5,720.00 (+13.13%) | $319,900 (+17.05%) Land $101,100 Building $218,800 | $399,950 (+2.13%) |
| 2024 | $5,056.00 (+12.11%) | $273,300 (+13.31%) Land $101,100 Building $172,200 | $391,590 |
| 2023 | $4,510.00 | $241,200 Land $101,100 Building $140,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Tinkham Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–2005) |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Tinkham Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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