Suffolk County and Southold Town property record for 945 Three Waters Ln, Orient, NY 11957
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,253,000 (Aug 2024) |
| Tax Bill | $5,787 (2024) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 15.-6-15 |
| Primary APN | 473889 15.-6-15 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Account Number | 01 |
|---|---|
| Street Address | 945 THREE WATERS LN |
| City | ORIENT |
| State | NY |
| Zip | 11957-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 11323 PAGE 11 BILL 002173 |
| Legal Subdivision | ORIENT BY SEA SEC 1 |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 170206 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 64 FAIRMOUNT ST, HUNTINGTON, NY 11743-3503 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on Record |
| Deed Sale | Aug 7, 2024 · Amount on Record |
| Prior Sale | Feb 11, 2013 · Amount on Record |
| Deed Book / Page | 13258 / 908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 7, 2024 |
| Property Address | 945 THREE WATERS LN, ORIENT, NY 11957-1543 |
| Document Number | 0132580908 |
| Book / Page | 13258 / 908 |
| Instrument Date | Jun 27, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | WESTCORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 FAIRMOUNT ST, HUNTINGTON, NY 11743-3503 |
| Document Number | 0023602670 |
|---|---|
| Date | Aug 7, 2024 |
| Instrument | 23602/670 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jul 1, 2034 |
| Index | 1-Year CMT |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Oysterponds Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,600 (-) Land $1,000 Building $5,600 | $1,200,000 (+10,263.59%) Land $181,818 Building $1,018,182 | |
| 2024 | $5,787.00 | ||
| 2023 | $6,600 Land $1,000 Building $5,600 | $11,579 Land $1,754 Building $9,825 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 131 policies |
| Nearby Flood Policies | 131 in force |
| Nearby Flood Claims | 4 (2012–2021) |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures