945 SW Rustic Cir, Stuart, FL 34997 Property Records

Martin County property record for 945 SW Rustic Cir, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1990
Square Footage3,201 sqft Living Area
Lot Size14,723 sqft (0.337 acres)
OccupancyOwner Occupied
Last Sale$399,000 (2017)
Tax Bill$4,693.00 (2024)

Property Details

APN / Parcel Number

Primary APN55-38-41-011-000-00470-6
Alternative APN
  • 44734

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Building Area3,201 sqft Living Area
1st Floor1,058 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces
ElevatorElevator

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1990
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area14,723 sqft (0.337 acres)
Garage Area275 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
Deck Area254 sqft Deck
Patio Area254 sqft Patio
Porch1 Porch
Porch Area1,126 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number44734
Street Address945 SW RUSTIC CIR
CitySTUART
StateFL
Zip34997-6287
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUSTIC ACRES UNREC LOT 47 & A TRIANGLE PORT OF LOT 45 LOCATED IN NE COR AS DESC IN OR 968/886
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionRUSTIC ACRES UNRECORDED
Legal Lot Number47
JurisdictionMARTIN FL
Minor Civil DivisionPORT SALERNO-HOBE SOUND
Census Blockgroup1
Census Block1000
Census Tract1103

Owner

Source: Martin County records · APN 55-38-41-011-000-00470-6

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address945 SW RUSTIC CIR, STUART, FL 34997-6287
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Jul 19, 2017Warranty Deed, Transfer
THE TITLE NETWORK INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Prior SaleMar 11, 2016 · Amount on Record
Deed Doc Number0002938900
Deed Book / Page2938 / 900
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address945 SW RUSTIC CIR, STUART, FL 34997-6287
Transaction TypeMortgage
Record UpdatedMay 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 SW RUSTIC CIR, STUART, FL 34997-6287
InvestorPossibly a Property Investor

Mortgage

Document Number0033682593
DateApr 11, 2023
Book Page3368/2593
Instrument3010775
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2043

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address945 SW RUSTIC CIR, STUART, FL 34997-6287
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 SW RUSTIC CIR, STUART, FL 34997-6287

Mortgage

Document Number0032531163
DateSep 01, 2021
Book Page3253/1163
Instrument2911642
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJul 19, 2017
Property Address945 SW RUSTIC CIR, STUART, FL 34997-6287
Document Number0029380900
Book / Page02938 / 0900
Instrument DateJul 17, 2017
Instrument2646337
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyTHE TITLE NETWORK INC

Transaction

AmountAmount Recorded
Tax$2,793.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address507 SW 11TH CT, 507, PALM CITY, FL 34990-1740

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 SW RUSTIC CIR, STUART, FL 34997-6287
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$308,357 (+5.99%)$687,490 (+6.68%) Land $280,000 Building $407,490
2024$4,693.00 (+2.13%)
2023$4,595.00 (+3.7%) Additional exemption filed$290,939 (+3%)$644,440 (+4.35%) Land $250,000 Building $394,440
2022$4,431.00 Homeowner's exemption$282,466$617,560 Land $261,050 Building $356,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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