Tioga County and Owego Town property record for 945 Summit Rd, Apalachin, NY 13732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,028 sqft · built 1987 |
| Lot Size | 4.64 acres (202,118 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,443 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 141.00-1-43.19 |
| Primary APN | 493089 141.00-1-43.19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 988 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 202,118 sqft (4.64 acres) |
| Lot Width | 350 ft Width |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 392 sqft |
| Canopy | 256 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000007597 |
|---|---|
| Street Address | 945 SUMMIT RD |
| City | APALACHIN |
| State | NY |
| Zip | 13732-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 43.019 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 20401 |
945 Summit Rd is owned and occupied by two individuals.
Source: Tioga County and Owego Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 945 SUMMIT RD, APALACHIN, NY 13732-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 945 Summit Rd was $7,443 with exemptions applied, down 0.3% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,443.00 (-0.31%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $7,466.00 | $147,400 Land $26,300 Building $121,100 | $282,105 Land $50,335 Building $231,770 |
| 2023 | $147,400 Land $26,300 Building $121,100 | $272,963 Land $48,704 Building $224,259 | |
| 2019 | $2,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Summit Rd in Zone X, an area of minimal flood risk, though there have been 118 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 118 (1979–2011) |
| Claims Outside the SFHA | 35 of 118 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Summit Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Zeta Broadband.
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