945 State St, Garner, IA 50438 Property Records

Hancock County property record for 945 State St, Garner, IA 50438 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1938
Square Footage	1,638 sqft Living Area
Lot Size	8,973 sqft (0.206 acres)
Occupancy	Owner Occupied
Last Sale	$136,500 (2020)
Tax Bill	$2,312.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2102110070`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	1,638 sqft Living Area
1st Floor	1,298 sqft 1st Floor
Attic Area	340 sqft Attic
Attic	1 Attic
Basement Area	972 sqft Basement
Finished Basement	350 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,973 sqft (0.206 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	240 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	Deck Area
Patio Area	52 sqft Patio
Porch	1 Porch
Porch Area	50 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	945 STATE ST
City	GARNER
State	IA
Zip	50438-1735
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TALLMAN'S LOT 7 BLK 11
Legal Subdivision	TALLMAN'S ADDITION
Legal Block	11
Legal Lot Number	7
Jurisdiction	HANCOCK IA
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1042
Census Tract	270100

Owner

Source: Hancock County records · APN 2102110070

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	945 STATE ST, GARNER, IA 50438-1735
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Dec 31, 2020 Deed Sale Price on Dec 31, 2020
Deed Doc Number	20202954
Prior Transfer Date	Apr 07, 2015
Prior Transfer Doc	0000000003
Record Refreshed	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	Dec 31, 2020
Property Address	945 STATE ST, GARNER, IA 50438-1735
Document Number	0000202954
Instrument Date	Dec 29, 2020
Instrument	20-2954
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$217.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 STATE ST, GARNER, IA 50438-1735

Mortgage

Document Number	0000202955
Date	Dec 31, 2020
Instrument	20-2955

Lender

Name	CLEAR LAKE BANK & TRUST CO
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00 Homeowner's exemption	$184,090 (+10.5%) Land $20,000 Building $164,090	$184,090 (+10.5%) Land $20,000 Building $164,090
2024	$2,312.00 (-3.14%)
2023		$166,590 (+10.03%) Land $11,670 Building $154,920	$166,590 (+10.03%) Land $11,670 Building $154,920
2022	$2,387.00 Homeowner's exemption	$151,410 Land $11,670 Building $139,740
2021			$151,410 Land $11,670 Building $139,740