945 South St, Deforest, WI 53532 Property Records

Dane County property record for 945 South St, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Mar 2022)
Tax Bill	$8,060 (2025)
Deeds & Mortgages	Mar 2022 Sale & Construction Loan May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0909-244-0573-1`

Property Details

APN / Parcel Number

Primary APN	`0909-244-0573-1`

Exterior

Lot Area	8,668 sqft (0.199 acres)

Location & Zoning

Street Address	945 SOUTH ST
City	DEFOREST
State	WI
Zip	53532-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPEL GREEN LOT 53
Legal Range	09E
Legal Township	09N
Legal Section	24
Legal Subdivision	CHAPEL GREEN
Legal Block	05
Legal Lot Number	53
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	2
Census Block	2089
Census Tract	13201

Owner

945 South St is owned and occupied by two individuals who bought it in March 2022.

Source: Dane County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	945 SOUTH ST, DEFOREST, WI 53532-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Construction Loan · Construction Mortgage JOHNSON BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY/WI CU
Oct 20, 2018	Deed of Trust, Mortgage · Line of Credit UW CU
May 2, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	20225816247
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 3, 2022
Property Address	945 SOUTH ST, DEFOREST, WI 53532-1403
Document Number	0005816247
Instrument Date	Feb 28, 2022
Instrument	5816247
Transaction Type	Construction Loan
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 SOUTH ST, DEFOREST, WI 53532-1403

Mortgage

Document Number	0005816248
Date	Mar 3, 2022
Instrument	5816248

Lender

Name	JOHNSON BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	945 SOUTH ST, DEFOREST, WI 53532-1403
Document Number	0005588474
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	945 SOUTH ST DEFOREST WI 535321403, DEFOREST, WI 53532-1403

Mortgage

Document Number	0005588474
Date	May 13, 2020
Instrument	5588474

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	945 SOUTH ST, DEFOREST, WI 53532-1403
Document Number	0005461500
Instrument Date	Oct 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	945 SOUTH ST DEFOREST WI 535321403, DEFOREST, WI 53532-1403

Mortgage

Document Number	0005461500
Date	Dec 21, 2018
Instrument	5461500

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	May 2, 2017
Property Address	945 SOUTH ST, DEFOREST, WI 53532-1403
Document Number	0005322284
Instrument Date	Apr 27, 2017
Instrument	5322284
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 SOUTH ST, DEFOREST, WI 53532-1403

Mortgage

Document Number	0005322285
Date	May 2, 2017
Instrument	5322285

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 945 South St was $8,060.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,060.00 Homeowner's exemption	$474,700 Land $83,800 Building $390,900	$515,900
2023		$435,100 Land $83,800 Building $351,300	$461,000
2022	$7,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 945 South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, LiteWire.

Nearby Properties on South St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures