945 Sespe Ave, Fillmore, CA 93015 Property Records

Ventura County property record for 945 Sespe Ave, Fillmore, CA 93015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1972
Lot Size	0.138 acres (5,999 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (May 2019)
Tax Bill	$6,273 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`052-0-084-245`

Property Details

APN / Parcel Number

Primary APN	`052-0-084-245`
Alternative APN	`0520084240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	5,999 sqft (0.138 acres)
Lot Dimensions	98 ft deep x 61 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft

Location & Zoning

Old Parcel Number	0520084240
Street Address	945 SESPE AVE
City	FILLMORE
State	CA
Zip	93015-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 225500 LOT: 12 REF: 059MR 067
Legal Subdivision	2255
Legal Tract	225500
Legal Block	84
Legal Lot Number	12
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	1
Census Block	1004
Census Tract	303

Owner

945 Sespe Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	945 SESPE AVE, FILLMORE, CA 93015-1724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
May 16, 2019	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
May 31, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Prior Sale	Oct 30, 2002 · Amount on File
Deed Document Number	201954217
Prior Transfer Date	Nov 7, 2000
Prior Transfer Doc	0000198827
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	945 SESPE AVE, FILLMORE, CA 93015-1724
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 SESPE AVE, FILLMORE, CA 93015-1724

Mortgage

Document Number	2022000012353
Date	Feb 2, 2022
Instrument	2022000012353

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 16, 2019
Property Address	945 SESPE AVE, FILLMORE, CA 93015-1724
Document Number	0000054217
Map Reference	MB 59 PG 67
Instrument Date	Apr 15, 2019
Instrument	20190516-00054217
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	945 SESPE AVE, FILLMORE, CA 93015-1724

Mortgage

Document Number	0000054218
Date	May 16, 2019
Instrument	20190516-00054218

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000054220
Date	May 16, 2019
Instrument	20190516-00054220

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	945 SESPE AVE, FILLMORE, CA 93015-1724
Document Number	0000075936
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 SESPE AVE FILLMORE CA 930151724, FILLMORE, CA 93015-1724

Mortgage

Document Number	0000075936
Date	Jun 13, 2017
Instrument	75936

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 945 Sespe Ave was $6,273, up 7.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$540,464 (+2%) Land $351,589 Building $188,875
2025	$6,273.00 (+7.16%)	$529,867 Land $344,695 Building $185,172
2024	$5,854.00 (+1.39%)
2023	$5,774.00 (+8.19%)	$509,293 Land $331,310 Building $177,983
2022	$5,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 945 Sespe Ave in Zone X, where a levee reduces flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–1980)
Most Recent Claim	Feb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Sespe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100

May also be available: GeoLinks, Verizon.

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