945 S Steele St, Denver, CO 80209 Property Records

Denver City property record for 945 S Steele St, Denver, CO 80209

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,781 sqft · built 2005
Lot Size	0.176 acres (7,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,575,000 (May 2023)
Tax Bill	$14,723 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Sale + 1 more
APN	`05134-18-026-000`

Property Details

APN / Parcel Number

Primary APN	`05134-18-026-000`
Alternative APNs	`680413418026` `161311314`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,781 sqft Living Area
Gross Area	3,846 sqft
1st Floor Area	2,037 sqft
Basement Area	2,037 sqft
Finished Basement	1,935 sqft
Unfinished Basement	102 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Type	Sawtooth
Roof Material	Concrete
Lot Area	7,670 sqft (0.176 acres)
Garage Type	Attached
Garage Area	515 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Frame Porch
Porch Area	213 sqft
Deck Area	40 sqft
Patio Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	945 S STEELE ST
City	DENVER
State	CO
Zip	80209-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	L 58 & 59 BLK 22 BONNIE BRAE
Legal Subdivision	BONNIE BRAE
Legal Block	22
Legal Lot Number	58,59
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3030
Census Tract	3901

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 S STEELE ST, DENVER, CO 80209-5130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 11, 2023	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Feb 17, 2011 · Amount on Record
Deed Document Number	202342854
Prior Transfer Date	Sep 24, 2004
Prior Transfer Doc	0000213899
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	945 S STEELE ST, DENVER, CO 80209-5130
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071124
Date	Jul 31, 2023
Instrument	2023071124

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Margin	3
Max Rate	10.8%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	May 11, 2023
Property Address	945 S STEELE ST, DENVER, CO 80209-5130
Document Number	0000042854
Instrument Date	May 5, 2023
Instrument	2023042854
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$257.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 S STEELE ST, DENVER, CO 80209-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	945 S STEELE ST, DENVER, CO 80209-5130

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	945 S STEELE ST, DENVER, CO 80209-5130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181472
Date	Nov 2, 2020
Instrument	2020181472

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,723.00 (+25.11%)	$192,470 (+26.73%) Land $77,790 Building $77,790	$2,730,000 (+17.58%) Land $1,103,400 Building $1,626,600
2023	$11,768.00 (+30.32%)	$151,880 (+29.12%) Land $63,310 Building $88,570	$2,321,900 (+37.18%) Land $999,900 Building $1,322,000
2022		$117,630 Land $55,110 Building $62,520	$1,692,600 Land $793,000 Building $899,600
2021	$9,030.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry, T-Mobile.

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