945 River Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 945 River Rd, Binghamton, NY 13901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,358 sqft · built 1954
Lot Size3.8 acres (165,528 sqft)
Owner2 Individual Names on File
Tax Bill$8,688 (2026)
Deeds & MortgagesJun 2021 Mortgage
APN032400 112.08-1-20

Property Details

APN / Parcel Number

Primary APN032400 112.08-1-20
Alternative APNs
  • 240011200800010200000000
  • 24306000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,358 sqft Living Area
1st Floor Area1,572 sqft
Upper Floors Area786 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area165,528 sqft (3.8 acres)
Lot Width100 ft Width
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area220 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceWell

Location & Zoning

Account Number24306000000
Street Address945 RIVER RD
CityBINGHAMTON
StateNY
Zip13901-1463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description00600000190120000000
Legal Block1
Legal Lot Number20.000
JurisdictionBROOME NY
Township / Civil DivisionCHENANGO
Census Block Group4
Census Block4007
Census Tract12102

Owner

945 River Rd is owned and occupied by two individuals who acquired it in July 2010.

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address945 RIVER RD, BINGHAMTON, NY 13901-1463
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 21, 2010
Transfer Doc0023210352
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address945 RIVER RD, BINGHAMTON, NY 13901-1463
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 RIVER ROOAD, BINGHAMTON, NY 13901

Mortgage

Document Number0040200377
DateJun 22, 2021
Book Page4020/377
Instrument202100017131
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 945 River Rd was $8,688 with exemptions applied, up 8.7% from the year before.

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionChenango Town
Unified School DistrictChenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,688.00 (+8.75%) Homeowner's exemption Senior Citizen's exemption
2025$7,989.00 (+5.62%) Homeowner's exemption Senior Citizen's exemption$125,700 Land $27,800 Building $97,900$293,000 Land $64,800 Building $228,200
2024$7,564.00
2023$125,700 Land $27,800 Building $97,900$247,441 Land $54,724 Building $192,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 945 River Rd; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2005–2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on River Rd

Nearby Streets

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