945 Rathbone Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 945 Rathbone Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,313 sqft · built 1997
Lot Size	0.131 acres (5,696 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2001)
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1210-047-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1210-047-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
1st Floor Area	1,313 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,696 sqft (0.131 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	945 RATHBONE CIR
City	FOLSOM
State	CA
Zip	95630-8534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	BROADSTONE 02, VILLAGE 02, LOT 190
Legal Subdivision	BROADSTONE 02, VILLAGE 02
Legal Lot Number	190
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8507

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5161 PILOT PEAK RD, PILOT HILL, CA 95664-9617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage ASSET FINANCIAL CENTER INC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WOODLAND HILLS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2001 · Amount on Record
Deed Sale	Dec 31, 2001 · Amount on Record
Prior Sale	Oct 17, 1997 · Amount on Record
Deed Book / Page	20011231 / 724
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	945 RATHBONE CIR, FOLSOM, CA 95630-8534
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 RATHBONE CIR, FOLSOM, CA 95630-8534

Mortgage

Document Number	0000000799
Date	Mar 8, 2024
Instrument	202403080799

Lender

Name	ASSET FINANCIAL CENTER INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	945 RATHBONE CIR, FOLSOM, CA 95630-8534
Document Number	1910301651
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 RATHBONE CIR FOLSOM CA 956308534, FOLSOM, CA 95630-8534

Mortgage

Document Number	1910301651
Date	Oct 30, 2019
Instrument	1910301651

Lender

Name	WOODLAND HILLS MTG
Type	Mortgage Company
Address	WOODLAND HILLS, CA 91365-0667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,944 (+2%) Land $105,466 Building $218,478
2025	$3,670.00 (+2%)	$317,594 (+4.04%) Land $103,399 Building $214,195
2024	$3,598.00 (+1.75%)
2023	$3,536.00 (+1.41%)	$305,264 Land $99,385 Building $205,879
2022	$3,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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