Hamilton County property record for 945 Polo Pl, Chattanooga, TN 37405
| Property Type | Duplex |
|---|---|
| Details | 6 ba · 2,160 sqft · built 1988 |
| Lot Size | 0.304 acres (13,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Nov 2009) |
| Tax Bill | $1,696 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 136A F 021.12 |
| Primary APN | 136A F 021.12 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Total Area |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,280 sqft (0.304 acres) |
| Lot Dimensions | 166 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000123692 |
|---|---|
| Old Parcel Number | 136A F 02112 |
| Street Address | 945 POLO PL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3041 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LT 5 SPANGLERS ADDN TO NORMAL PARK PB42 PG395 REV 44-75 REV 48-324 OUT OF 136A-F-21.1 FOR 1988 |
| Legal Subdivision | SPANGLERS ADD |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 947 POLO PL, CHATTANOOGA, TN 37405-3041 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2009 · Amount on Record |
| Deed Sale | Nov 9, 2009 · Amount on Record |
| Deed Document Number | 2009110900146 |
| Deed Book / Page | 9053 / 182 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 (-3.69%) | $111,950 (+42.2%) | $447,800 (+42.2%) Land $225,000 Building $222,800 |
| 2024 | $1,761.00 | $78,725 (-) | $314,900 (-) Land $150,000 Building $164,900 |
| 2023 | $1,761.00 | $78,725 (-) | $314,900 (-) Land $150,000 Building $164,900 |
| 2022 | $1,761.00 | $78,725 | $314,900 Land $150,000 Building $164,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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