945 Pine Tree Cir S, Buffalo Grove, IL 60089 Property Records

Lake County property record for 945 Pine Tree Cir S, Buffalo Grove, IL 60089

Property Summary

Property Type	Condominium
Details	2 ba · 1,238 sqft · built 1989
Lot Size	0.001 acres (36 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Apr 2022)
Tax Bill	$6,980 (2024)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-28-314-024`

Property Details

APN / Parcel Number

Primary APN	`15-28-314-024`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Lot Area	36 sqft (0.001 acres)
Garage Type	Detached
Garage Area	222 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	945 PINE TREE CIR S
City	BUFFALO GROVE
State	IL
Zip	60089-7502
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HIDDEN LAKE VILLAGE PHASE 111; UNIT 54-6021R & .2790%INT IN COMMON ELEMENTS IN HIDDEN LAKE VILLAGE CONDO PER DOC 2664374 ,2668778,2609226,2766910,2890663, 6921835 PT LT 15
Legal Subdivision	HIDDEN LAKE VILLAGE PHASE 111
Legal Phase	111
Legal Lot Number	15
Legal Unit	54-602
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2010
Census Tract	864519

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	475 BRIDLE TRL, WHEELING, IL 60090-5933
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 27, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Jan 31, 2014 · Amount on Record
Deed Document Number	20227899523
Last Transfer Date	Sep 26, 2022
Transfer Doc	0007936471
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Oct 3, 2022
Property Address	945 PINE TREE CIR S, BUFFALO GROVE, IL 60089-7502
Document Number	0007936471
Map Reference	DOC 2207230
Instrument Date	Sep 26, 2022
Instrument	7936471
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 BRIDLE TRL, WHEELING, IL 60090-5933

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	475 BRIDLE TRL, WHEELING, IL 60090-5933

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Apr 27, 2022
Property Address	945 PINE TREE CIR S, BUFFALO GROVE, IL 60089-7502
Document Number	0007899523
Map Reference	DOC 2207230
Instrument Date	Apr 15, 2022
Instrument	7899523
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 BRIDLE TRL, WHEELING, IL 60090-5933

Mortgage

Document Number	0007899524
Date	Apr 27, 2022
Instrument	7899524

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Buffalo Grove Village
County	Lake County
County Subdivision	Vernon Township
Elementary School District	Aptakisic-Tripp Community Consolidated School District (PK - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,753 (+65.89%) Land $30,649 Building $55,104	$257,285 (+65.89%) Land $91,956 Building $165,329
2024	$6,980.00 (+104.33%)
2023	$3,416.00 (-36.02%)	$51,692 (+12.44%) Land $27,262 Building $24,430	$155,091 (+12.44%) Land $81,794 Building $73,297
2022	$5,339.00	$45,974 Land $24,246 Building $21,728	$137,936 Land $72,745 Building $65,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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