Genesee County property record for 945 Outer Dr, Fenton, MI 48430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,344 sqft · built 1955 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,900 (Apr 2020) |
| Tax Bill | $4,295 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-35-578-049 |
| Primary APN | 53-35-578-049 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Combination |
| Foundation Type | Raised |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 105 ft deep x 70 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 945 OUTER DR |
|---|---|
| City | FENTON |
| State | MI |
| Zip | 48430-2254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | LOT 49 FENTON WOODS |
| Legal Subdivision | FENTON WOODS |
| Legal Lot Number | 49 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FENTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 13206 |
945 Outer Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 945 OUTER DR, FENTON, MI 48430-2254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CU |
| Apr 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage CASON HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2020 · Amount on File |
| Deed Sale | Apr 1, 2020 · Amount on File |
| Prior Sale | Aug 15, 2011 · Amount on File |
| Deed Document Number | 202029639 |
| Prior Transfer Date | Dec 1, 2010 |
| Prior Transfer Doc | 0000081716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 945 OUTER DR, FENTON, MI 48430-2254 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 945 OUTER DR, FENTON, MI 48430-2254 |
| Document Number | 0000010971 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 202303100010971 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 945 OUTER DR, FENTON, MI 48430-2254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 945 OUTER DR, FENTON, MI 48430-2254 |
| Document Number | 0000071982 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 202109020071982 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 1, 2020 |
| Property Address | 945 OUTER DR, FENTON, MI 48430-2254 |
| Document Number | 0000029639 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 29639 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,358.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9357 HARBOR COVE CIR #251 WHITMORE LAKE MI 481899219, 251, WHITMORE LAKE, MI 48189-9219 |
| Document Number | 29640 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 29640 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 31, 2050 |
The 2025 property tax bill for 945 Outer Dr was $4,295, up 2.7% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Fenton City |
| Unified School District | Fenton Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,100 (+10.29%) | $300,200 (+10.29%) | |
| 2025 | $4,295.00 (+2.7%) Homeowner's exemption | $136,100 | $272,200 |
| 2024 | $4,182.00 | ||
| 2023 | $110,400 | $220,800 | |
| 2019 | $2,903.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Outer Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 945 Outer Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FENTON serves 11,746 people · EPA ID MI0002270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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