945 Oak St, Sonoma, CA 95476 Property Records

Sonoma County property record for 945 Oak St, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1981
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Jan 2011)
Tax Bill	$6,445 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-392-031-000`

Property Details

APN / Parcel Number

Primary APN	`052-392-031-000`
Alternative APN	`052-392-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	2,108 sqft
1st Floor Area	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	9,100 sqft (0.209 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	052-392-031
Street Address	945 OAK ST
City	SONOMA
State	CA
Zip	95476-6166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15UA
Legal Description	94FM52-391-020 RENMBR MD OR93-0105629 PM 6872 LOT3
Legal Subdivision	PARCEL MAP 6872
Legal Block	4
Legal Lot Number	3
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	4
Census Block	4025
Census Tract	150304

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 OAK ST, SONOMA, CA 95476-6166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2011 · Amount on Record
Deed Sale	Jan 20, 2011 · Amount on Record
Prior Sale	Jun 10, 2010 · Amount on Record
Deed Document Number	20116611
Prior Transfer Date	Dec 28, 2006
Prior Transfer Doc	0000004267
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jul 1, 2026
Property Address	945 OAK ST, SONOMA, CA 95476-6166
Document Number	0000033559
Instrument Date	Jun 26, 2026
Instrument	202633559
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 OAK ST, SONOMA, CA 95476-6166

Mortgage

Document Number	0000033559,
Date	Jul 1, 2026
Instrument	202633559

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	945 OAK ST, SONOMA, CA 95476-6166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044556
Date	Jun 8, 2020
Instrument	2020044556

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	945 OAK ST, SONOMA, CA 95476-6166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 OAK ST, SONOMA, CA 95476-6166

Mortgage

Document Number	0000101492
Date	Nov 2, 2020
Instrument	2020101492

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$393,335 (+2%) Land $117,608 Building $275,727
2025	$6,445.00 (+2.14%)	$385,623 (+4.04%) Land $115,302 Building $270,321
2023	$6,310.00 (+4.77%)	$370,651 Land $110,826 Building $259,825
2022	$6,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY OF THE MOON WATER DISTRICT serves 23,140 people · EPA ID CA4910013
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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