945 NE 20th St, Ocala, FL 34470 Property Records

Marion County property record for 945 NE 20th St, Ocala, FL 34470

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 962 sqft · built 1948
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2026)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26212-000-00`

Property Details

APN / Parcel Number

Primary APN	`26212-000-00`
Alternative APNs	`0625752000` `625752`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	1,017 sqft
1st Floor Area	962 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Modern
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	55 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	945 NE 20TH ST
City	OCALA
State	FL
Zip	34470-4265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEC 08 TWP 15 RGE 22 PLAT BOOK A PAGE 161 SEYMOUR`S SUB LOT 4 A PT OF BEING MORE PARTICULARY DESC AS: W 100 FT OF THE FOLLOWING DESC LANDS: COM 440 FT E OF NW COR OF LOT 4 TH S 339.30 FT MOL TH E 220 FT TH N 339.30 FT MOL TH W 220 FT TO THE POB EXC S
Legal Range	22E
Legal Township	15S
Legal Section	8
Legal Subdivision	SEYMOUR`S SUB
Legal Lot Number	4
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1041
Census Tract	1401

Owner

945 NE 20th St is owned and occupied by an individual who bought it in April 2026.

Source: Marion County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	945 NE 20TH ST, OCALA, FL 34470-4265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERITRUST MORTGAGE
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage AMTRUST MORTGAGE CORPORATION
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage JOHN N III RUTLEDGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Jul 15, 2020 · Amount on File
Deed Document Number	202651335
Deed Book / Page	8888 / 778
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 23, 2026
Property Address	945 NE 20TH ST, OCALA, FL 34470-4265
Document Number	0088880778
Book / Page	8888 / 778
Instrument Date	Apr 22, 2026
Instrument	202651335
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FLORIDA TITLE AND GUARANTEE, FLORIDA TITLE & GUARANTEE AGEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 NE 20TH ST, OCALA, FL 34470-4265

Mortgage

Document Number	0000051336,
Date	Apr 23, 2026
Instrument	202651336

Lender

Name	AMERITRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 23, 2026
Property Address	945 NE 20TH ST, OCALA, FL 34470-4265
Document Number	0000051335
Book / Page	8888 / 778
Instrument Date	Apr 22, 2026
Instrument	2026.51335
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GUARANTEE AGEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 NE 20TH ST, OCALA, FL 34470-4265

Mortgage

Document Number	0000051336,
Date	Apr 23, 2026
Instrument	2026..51336

Lender

Name	AMTRUST MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 15, 2020
Property Address	945 NE 20TH ST, OCALA, FL 34470-4265
Document Number	0072270910
Book / Page	007227 / 000910
Instrument Date	Jul 15, 2020
Instrument	72149
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 NE 20TH ST OCALA FL 344704265, OCALA, FL 34470-4265

Mortgage

Document Number	72270912
Date	Jul 15, 2020
Book Page	007227/000912
Instrument	72150

Lender

Name	JOHN N III RUTLEDGE
Address	2315 SE 62ND ST, OCALA, FL 34480-6251
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 945 NE 20th St was $1,413.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00	$53,598	$88,239 Land $40,050 Building $48,189
2023	$1,175.00 (+31.28%)	$44,295 (-3.37%) Land $26,700 Building $17,595	$63,383 (+38.28%) Land $26,700 Building $36,683
2022	$895.00	$45,838 Land $19,135 Building $26,703	$45,838 Land $19,135 Building $26,703

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 945 NE 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	2 (1982)
Most Recent Claim	Apr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 NE 20th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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