945 N Monterey St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 945 N Monterey St, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,239 sqft · built 1996
Lot Size0.138 acres (6,037 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Jan 2016)
Tax Bill$2,037 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN310-05-514

Property Details

APN / Parcel Number

Primary APN310-05-514

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,239 sqft Living Area
1st Floor Area993 sqft
2nd Floor Area1,246 sqft

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,037 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address945 N MONTEREY ST
CityGILBERT
StateAZ
Zip85233-3259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionSILVERHAWKE 2 MCR 402-45
Legal Range05E
Legal Township01S
Legal Section01
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionSILVERHAWKE 2
Legal Lot Number295
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2008
Census Tract422308

Owner

945 N Monterey St is owned and occupied by an individual who bought it in January 2016.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address945 N MONTEREY ST, GILBERT, AZ 85233-3259
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2016 · Amount on File
Deed SaleJan 12, 2016 · Amount on File
Prior SaleJun 19, 2006
Deed Document Number20160019783
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address945 N MONTEREY ST, GILBERT, AZ 85233-3259
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001025350
DateDec 18, 2019
Instrument20191025350
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 945 N Monterey St was $2,037.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,830$468,300 Land $93,600 Building $374,700
2025$2,037.00
2024$47,850$478,500 Land $95,700 Building $382,800
2023$1,966.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 945 N Monterey St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 945 N Monterey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Arizona Network, GeoLinks, Verizon.

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