945 N 3rd St, Ponca City, OK 74601 Property Records

Kay County property record for 945 N 3rd St, Ponca City, OK 74601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,286 sqft · built 1947
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Feb 2026)
Deeds & MortgagesFeb 2026 Sale
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN10431

Property Details

APN / Parcel Number

Primary APN10431
Alternative APN
  • 1440-00-012-045-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,286 sqft Living Area
1st Floor Area896 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions140 ft deep x 81 ft wide
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number10431
Street Address945 N 3RD ST
CityPONCA CITY
StateOK
Zip74601-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP C - WETZEL ADD BLK 12 N6' LOT 45 & ALL LOTS 46-48..VETERAN
Legal Range02E
Legal Township26N
Legal Section22
Legal SubdivisionWETZEL
Legal Block12
Legal Lot Number45,46
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group3
Census Block3004
Census Tract201

Owner

945 N 3rd St is owned and occupied by two individuals who bought it in February 2026.

Source: Kay County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address945 N 3RD ST, PONCA CITY, OK 74601-3342
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Warranty Deed, Transfer
Sep 7, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2026 · Amount on File
Deed SaleFeb 25, 2026 · Amount on File
Prior SaleJul 1, 2004 · Amount on File
Deed Document Number20261249
Deed Book / Page2026 / 959
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateFeb 25, 2026
Property Address945 N 3RD ST, PONCA CITY, OK 74601-3342
Document NumberI2026001249
Book / Page2026 / 959
Instrument DateFeb 25, 2026
InstrumentI-2026-001249
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
Tax$80.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address945 N 3RD ST, PONCA CITY, OK 74601-3342

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKAY OK
Recording DateSep 7, 2017
Property Address945 N 3RD ST, PONCA CITY, OK 74601-3342
Document Number0000007139
Book / Page001755 / 000182
Instrument DateSep 7, 2017
Instrument7139
Transaction TypeTransfer
Record UpdatedOct 3, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address945 N 3RD ST PONCA CITY OK 746013342, PONCA CITY, OK 74601-3342

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,094 (+3.01%) Land $540 Building $4,554$46,303 (-17.33%) Land $4,906 Building $41,397
2025Homeowner's exemption$4,945 Land $524 Building $4,421$56,011 Land $4,763 Building $51,248
2023Homeowner's exemption$4,661 Land $524 Building $4,137$55,263 Land $4,763 Building $50,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 945 N 3rd St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims12 (1987–2026)
Claims Outside the SFHA6 of 12
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 945 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #3
serves 1,000 people · EPA ID OK3003602
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionOct 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Chisholm Broadband, Nextlink.

Nearby Properties on N 3rd St

Nearby Streets

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