945 N 13th St, Sebring, OH 44672 Property Records

Mahoning County property record for 945 N 13th St, Sebring, OH 44672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1977
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2005)
Tax Bill	$1,142 (2024)
Deeds & Mortgages	Aug 2005 Mortgage Sep 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-015-0-004.00-0`

Property Details

APN / Parcel Number

Primary APN	`20-015-0-004.00-0`
Alternative APN	`00018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	876 sqft
Upper Floors Area	728 sqft
Basement Area	676 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	118 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Account Number	00018
Street Address	945 N 13TH ST
City	SEBRING
State	OH
Zip	44672-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2375 85 X 150 IRR 13TH ST
Legal Subdivision	JILL GARY ESTATES 01
Legal Lot Number	2375 85
Jurisdiction	MAHONING OH
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1007
Census Tract	813200

Owner

945 N 13th St is owned and occupied by an individual who bought it in September 2005.

Source: Mahoning County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	7500 W JEFFERSON BLVD, FORT WAYNE, IN 46804-4131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2005	Deed of Trust, Mortgage SKY BANK
Sep 27, 2012	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 6, 2005	Deed of Trust, Mortgage LIBERTY SAVINGS BANK FSB
Sep 19, 2005	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL BANK OF INDIANAPOLIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2005 · Amount on File
Deed Sale	Sep 19, 2005 · Amount on File
Prior Sale	Jul 20, 1998 · Amount on File
Deed Document Number	130506
Deed Book / Page	5562 / 2360
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	945 N 13TH ST, SEBRING, OH 44672-1549
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	SEBRING TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 N 13TH ST, SEBRING, OH 44672-1549
Investor	Possibly a Property Investor

Mortgage

Document Number	05558/1520
Date	Aug 31, 2005
Book Page	5558/1520
Instrument	200500032550

Lender

Name	SKY BANK
Type	Bank
Address	10 E MAIN ST, SALINEVILLE, OH 43945

Agreement

Amount	Amount on Record

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	945 N 13TH ST, SEBRING, OH 44672-1549
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05987/1986
Date	Sep 27, 2012
Book Page	5987/1986
Instrument	201200027310

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2042

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	945 N 13TH ST, SEBRING, OH 44672-1549
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005520/661
Date	Apr 6, 2005
Book Page	5520/661
Instrument	200500011387

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank
Address	2251 ROMBACH AVE, WILMINGTON, OH 45177

Agreement

Amount	Amount on Record
Term	241 Months
Due	May 1, 2025

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Sep 19, 2005
Property Address	945 N 13TH ST, SEBRING, OH 44672-1549
Document Number	05562/2360
Book / Page	5562 / 2360
Map Reference	MB66 PG68
Instrument Date	Sep 16, 2005
Instrument	200500034882
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	SEBRING TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 W JEFFERSON BLVD, FORT WAYNE, IN 46804-4131

Mortgage

Document Number	200500034883
Date	Sep 19, 2005
Instrument	200500034883

Lender

Name	UNION FEDERAL BANK OF INDIANAPOLIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2035

Mortgage

Document Number	05562/2378
Date	Sep 19, 2005
Book Page	5562/2378
Instrument	200500034884

Lender

Name	UNION FEDERAL BANK OF INDIANAPOLIS
Type	Bank
Address	7500 W JEFFERSON BLVD, FORT WAYNE, IN 46804

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2025

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Sebring Village
Unified School District	West Branch Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,142.00 (-29.07%) Homeowner's exemption	$38,080 (-26.71%) Land $3,380 Building $34,700
2023	$1,610.00 (+4.01%) Homeowner's exemption	$51,960 (+38.27%) Land $3,380 Building $48,580	$108,790 (+1.33%) Land $9,650 Building $99,140
2022	$1,548.00	$37,580 Land $3,900 Building $33,680	$107,360 Land $11,140 Building $96,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 945 N 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 N 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEBRING VILLAGE PWS serves 6,058 people · EPA ID OH5001911
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2020 Failure to filter resolved · Nov 2020 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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