Santa Clara County property record for 945 McLaughlin Ave, San Jose, CA 95122
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 44,380 sqft · built 1998 |
| Lot Size | 4.61 acres (201,247 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $228,082 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage May 2019 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 472-11-068 |
| Primary APN | 472-11-068 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 44,380 sqft Total Area |
| 1st Floor Area | 44,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 201,247 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 945 MCLAUGHLIN AVE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95122-2612 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CN |
| Legal Description | LOT 2 RECORDERS BOOK 666 PAGE 18 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 503105 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2020 SENTER RD, SAN JOSE, CA 95112-2607 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CATHAY BANK |
| May 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CATHAY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 945 MCLAUGHLIN AVE, SAN JOSE, CA 95122-2612 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO COM |
| Name | Verified Name |
|---|---|
| Address | 261 E WILLIAM ST, SAN JOSE, CA 95112-5673 |
| Document Number | 0025440977 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 25440977 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95122 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 945 MCLAUGHLIN AVE, SAN JOSE, CA 95122-2612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TTL CO OAKLAND |
| Name | Verified Name |
|---|
| Document Number | 0024179634 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 24179634 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95122 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Franklin-McKinley Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $13,788,875 (+1.94%) Land $3,020,214 Building $10,768,661 | |
| 2025 | $228,082.00 (+0.45%) | $13,525,908 (+3.99%) Land $2,960,995 Building $10,564,913 |
| 2024 | $227,065.00 | |
| 2023 | $13,007,293 Land $2,846,017 Building $10,161,276 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 52 (1995–2017) |
| Claims Outside the SFHA | 1 of 52 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Sail Internet Fixed Wireless | 800 / 160 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: GeoLinks, T-Mobile.
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