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945 Main St, Charleston, SC 29407 Property Records

Charleston County property record for 945 Main St, Charleston, SC 29407 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,660 sqft · built 1972
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$87,150 (Mar 2015)
Tax Bill$980 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN418-11-00-078

Property Details

APN / Parcel Number

Primary APN418-11-00-078

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,660 sqft Living Area
1st Floor Area1,660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
TerrainHigh

Exterior Amenities

PorchSlab
Porch Area70 sqft
Shed1 Shed
Shed Area649 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address945 MAIN ST
CityCHARLESTON
StateSC
Zip29407-6163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -ASHLEYVILLE DESCRIPTION -LOT X
Legal SubdivisionASHLEYVILLE
Legal Lot NumberX
JurisdictionCHARLESTON SC
Township / Civil DivisionWEST ASHLEY
Census Block Group2
Census Block2045
Census Tract2900

Owner

Source: Charleston County records · APN 418-11-00-078

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address945 MAIN ST, CHARLESTON, SC 29407-6163
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 2015 · Amount on Record
Deed SaleMar 20, 2015 · Amount on Record
Deed Book / Page463 / 862
Prior Transfer DateDec 18, 2006
Prior Transfer Doc00C6100773
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address945 MAIN ST, CHARLESTON, SC 29407-6163
Document Number0885/0364
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 MAIN ST CHARLESTON SC 294076163, CHARLESTON, SC 29407-6163

Mortgage

Document Number0885/0364
DateMay 26, 2020
Book Page000885/000364
Lender
NameHERITAGE TR FCU
TypeCredit Union
AddressCHARLESTON, SC 29423
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$980.00 (+22.19%)
2024$802.00 (+11.7%)$5,290 (-)
2022$718.00$5,290$194,800 (-) Land $57,800 Building $137,000
2020$194,800 Land $57,800 Building $137,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190029002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies156 units insured
16 under condo master policies
Nearby Flood Claims48 (1979–2024)
Claims Outside the SFHA16 of 48
Most Recent ClaimAug 2024, river or lake flooding, Hurricane Debby
Claims By Storm
  • Hurricane Ian, Sep 2022 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 7 claims
  • Hurricane Hugo, Sep 1989 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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