945 Lone Oak Rd, Steens, MS 39766 Property Records

Lowndes County property record for 945 Lone Oak Rd, Steens, MS 39766

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,904 sqft · built 1999
Lot Size11 acres (479,160 sqft)
OwnerIndividual Name on Record
Tax Bill$1,648 (2025)
Deeds & MortgagesAug 2025 Mortgage
Sep 2025 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN23W000000502

Property Details

APN / Parcel Number

Primary APN23W000000502
Alternative APNs
  • 028121
  • 28121

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,904 sqft Adjusted Area
1st Floor Area1,594 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area479,160 sqft (11 acres)

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
Shed1 Shed
Shed Area1,440 sqft
Utility Building320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number028121
Street Address945 LONE OAK RD
CitySTEENS
StateMS
Zip39766-9522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE4 SW4 945 LONE OAK RD
Legal Range17W
Legal Township16S
Legal Section25
JurisdictionLOWNDES MS
Township / Civil Division1
Census Block Group4
Census Block4019
Census Tract103

Owner

Source: Lowndes County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address945 LONE OAK RD, STEENS, MS 39766-9522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2025Deed of Trust, Mortgage · FHA Mortgage
TRUSTMARK NATIONAL BANK
Sep 4, 2025Intrafamily Transfer, Transfer
Aug 21, 2025Warranty Deed, Transfer
Jun 23, 2025Intrafamily Transfer, Transfer
Apr 27, 2022Warranty Deed, Transfer · FHA Mortgage
BANKFIRST FINANCIAL
Mar 6, 2020Deed of Trust, Mortgage · Line of Credit
COMMUNITY BK/MS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2025
Deed SaleAug 21, 2025
Prior SaleAug 21, 2025
Deed Document Number0020256501
Deed Book / Page2025 / 6501
Last Transfer DateSep 4, 2025
Transfer Doc0020257003
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address945 LONE OAK RD, STEENS, MS 39766-9522
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202519223
DateAug 21, 2025
Book Page2025/19223
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOWNDES MS
Recording DateSep 4, 2025
Property Address945 LONE OAK RD, STEENS, MS 39766-9522
Document Number0020257003
Book / Page2025 / 7003
Instrument DateAug 29, 2025
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 LONE OAK RD, STEENS, MS 39766-9522

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateAug 21, 2025
Property Address945 LONE OAK RD, STEENS, MS 39766-9522
Document Number0020256501
Book / Page2025 / 6501
Instrument DateAug 19, 2025
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 LONE OAK RD, STEENS, MS 39766-9522

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOWNDES MS
Recording DateJun 23, 2025
Property Address945 LONE OAK RD, STEENS, MS 39766-9522
Document Number0020254710
Book / Page2025 / 4710
Instrument DateJun 20, 2025
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 LONE OAK RD, STEENS, MS 39766-9522

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateApr 27, 2022
Property Address945 LONE OAK RD, STEENS, MS 39766-9522
Document Number0020223289
Book / Page2022 / 3289
Instrument DateApr 25, 2022
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 LONE OAK RD, STEENS, MS 39766-9522

Mortgage

Document Number0202210547
DateApr 27, 2022
Instrument2022/10547
Lender
NameBANKFIRST FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address945 LONE OAK RD, STEENS, MS 39766-9522
Document Number0020205395
Instrument DateMar 6, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 LONE OAK RD STEENS MS 397669522, STEENS, MS 39766-9522

Mortgage

Document Number0020205395
DateMar 18, 2020
Book Page002020/005395
Lender
NameCOMMUNITY BK/MS
TypeBank
AddressFOREST, MS 39074
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 17, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,648.00 (+0.24%) Homeowner's exemption$19,915 (+10.89%)$199,150 (+10.89%) Land $42,350 Building $156,800
2024$1,644.00 (+14.56%)
2023$1,435.00 Homeowner's exemption$17,959$179,590 Land $42,350 Building $137,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
M-Pulse Fiber
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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