Charlottesville City property record for 945 Locust Ave, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,664 sqft · built 1915 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Trust Name on File |
| Last Sale | $719,000 (Dec 2023) |
| Tax Bill | $7,340 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 480086000 |
| Primary APN | 480086000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Finished Area |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 832 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Utility Area | 224 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Depth | 200 ft Depth |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 273 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 945 LOCUST AVE |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-4029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | LOT A LOCUST GROVE |
| Legal Subdivision | LOCUST GROVE |
| Legal Lot Number | A |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 900 |
945 Locust Ave is owner-occupied and held in a trust since December 2023.
Source: Charlottesville City records, as of October 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 945 LOCUST AVE, CHARLOTTESVILLE, VA 22901-4029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on File |
| Deed Sale | Dec 13, 2023 · Amount on File |
| Prior Sale | Jun 29, 2015 |
| Deed Document Number | 20232774 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 945 Locust Ave was $7,340.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,340.00 | $734,200 (+2.23%) Land $297,000 Building $437,200 | $734,200 (+2.23%) Land $297,000 Building $437,200 |
| 2025 | $718,200 Land $297,000 Building $421,200 | $718,200 Land $297,000 Building $421,200 | |
| 2023 | $6,418.00 (+14.18%) | $630,000 Land $247,500 Building $382,500 | $630,000 Land $247,500 Building $382,500 |
| 2022 | $5,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Locust Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Locust Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures