945 Lance Ave, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 945 Lance Ave, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,560 sqft · built 1954
Lot Size0.119 acres (5,220 sqft)
OwnerIndividual Name on Record
Last Sale$110,199 (Nov 2011)
Tax Bill$1,576 (2023)
Deeds & MortgagesJan 2022 Mortgage
Mar 2018 Line of Credit
APN15-1513551250

Property Details

APN / Parcel Number

Primary APN15-1513551250
Alternative APN
  • 1513551250

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,560 sqft Total Area
1st Floor Area780 sqft
Basement Area200 sqft
Finished Basement200 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,220 sqft (0.119 acres)
Lot Dimensions87 ft deep x 60 ft wide
Garage TypeDetached
Garage Area391 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area88 sqft
Deck Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1513551250
Street Address945 LANCE AVE
CityBALTIMORE
StateMD
Zip21221-5222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description945 LANCE AVE MARLYN MANOR
Legal SubdivisionMARLYN MANOR 02
Legal Lot Number26
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2002
Census Tract450501

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address945 LANCE AVE, BALTIMORE, MD 21221-5222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Mar 27, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2011 · Amount on Record
Deed SaleNov 23, 2011 · Amount on Record
Prior SaleMar 18, 2011 · Amount on Record
Deed Document Number428386
Deed Book / Page31426 / 200
Record UpdatedJun 7, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address945 LANCE AVE, BALTIMORE, MD 21221-5222
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 LANCE AVE, ESSEX, MD 21221-5222

Mortgage

Document Number0462990459
DateJan 28, 2022
Book Page46299/459
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term239 Months
DueDec 1, 2041

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address945 LANCE AVE, BALTIMORE, MD 21221-5222
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0400820010
DateMar 27, 2018
Book Page0040082/010
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressCOLUMBIA, MD 21044
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,576.00 Homeowner's exemption$169,300 Land $60,200 Building $109,100$169,300 Land $60,200 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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