945 Lakeside Dr, Rockwall, TX 75032 Property Records

Rockwall County property record for 945 Lakeside Dr, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,682 sqft · built 2004
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,900 (Jul 2020)
Tax Bill	$2,750 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`5370000A0178000R`

Property Details

APN / Parcel Number

Primary APN	`5370000A0178000R`
Alternative APNs	`R24234` `24234`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	2,222 sqft
1st Floor Area	1,682 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	185 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	945 LAKESIDE DR
City	ROCKWALL
State	TX
Zip	75032-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWALL LAKE EST #1, BLOCK A, LOT 178
Legal Subdivision	ROCKWALL LAKE EST #1
Legal Tract	178
Legal Block	A
Legal Lot Number	178
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	3
Census Block	3015
Census Tract	40503

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 LAKESIDE DR, ROCKWALL, TX 75032-6320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage PAGANINY LLC
Jul 21, 2020	Vendor's Lien, Transfer · FHA Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS
Aug 17, 2018	Deed of Trust, Mortgage GUARANTY BK
Mar 27, 2018	Vendor's Lien, Transfer · Line of Credit INDEPENDENT BANK
Jan 2, 2018	Grant Deed, Transfer REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Document Number	202015958
Prior Transfer Date	Dec 7, 2010
Prior Transfer Doc	0000443603
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	945 LAKESIDE DR, ROCKWALL, TX 75032-6320
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 LAKESIDE DR, ROCKWALL, TX 75032-6320

Mortgage

Document Number	0000032391
Date	Dec 1, 2021
Instrument	20210000032391

Lender

Name	PAGANINY LLC
Type	Non-Lending Institution
Address	GARLAND, TX 75049

Agreement

Amount	Amount Recorded

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jul 21, 2020
Property Address	945 LAKESIDE DR, ROCKWALL, TX 75032-6320
Document Number	0000015958
Map Reference	CAB A SL 29
Instrument Date	Jul 17, 2020
Instrument	20200000015958
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2238 EMERY DOWN DR, 2238, ALLEN, TX 75013-5843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 LAKESIDE DR, ROCKWALL, TX 75032-6320

Mortgage

Document Number	0000015959
Date	Jul 21, 2020
Instrument	20200000015959

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000015960
Date	Jul 21, 2020
Instrument	20200000015960

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	945 LAKESIDE DR, ROCKWALL, TX 75032-6320
Document Number	0000015109
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2238 EMERY DOWN DR ALLEN TX 750135843, ALLEN, TX 75013-5843

Mortgage

Document Number	0000015109
Date	Aug 21, 2018
Instrument	15109

Lender

Name	GUARANTY BK
Type	Bank
Address	3101 WIND RIVER LN, DENTON, TX 76210-0103

Agreement

Amount	Amount Recorded

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 27, 2018
Property Address	945 LAKESIDE DR, ROCKWALL, TX 75032-6320
Document Number	0000005163
Map Reference	CAB A SL 1
Instrument Date	Mar 23, 2018
Instrument	20180000005163
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JASON DR, 105, FORNEY, TX 75126-4777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 EMERY DOWN DR, ALLEN, TX 75013-5843

Mortgage

Document Number	0000005164
Date	Mar 27, 2018
Instrument	20180000005164

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jan 2, 2018
Property Address	945 LAKESIDE DR, ROCKWALL, TX 75032-6320
Document Number	0000000084
Instrument Date	Dec 28, 2017
Instrument	84
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JASON DR FORNEY TX 751264777, FORNEY, TX 75126-4777

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,311 (+1%)	$313,252 (+16.29%) Land $82,000 Building $231,252
2025	$2,750.00 (-9.42%) Homeowner's exemption	$269,374 (+3.02%) Land $46,000 Building $223,374	$269,374 (+3.02%) Land $46,000 Building $223,374
2024	$3,036.00 (+5.82%)
2023	$2,869.00 (-27.84%) Homeowner's exemption	$261,489 Land $86,400 Building $175,089	$261,489 Land $86,400 Building $175,089
2021	$3,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1999–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Optimum, T-Mobile.

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