Clay County property record for 945 Lakeridge Dr, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,564 sqft · built 1986 |
| Lot Size | 0.378 acres (16,465 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,642 (2023) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04-25-020327-470-62 |
| Primary APN | 14-04-25-020327-470-62 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,564 sqft Living Area |
| Gross Area | 3,036 sqft |
| 1st Floor Area | 2,564 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 16,465 sqft (0.378 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Pool Area | 684 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 311 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 945 LAKERIDGE DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-5803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 10 & PT LOT 12 FOXRIDGE UNIT 11 AS REC OR 4691 PG 2038 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 14 |
| Legal Subdivision | FOXRIDGE UNIT 11 |
| Legal Block | 383 |
| Legal Lot Number | 10,12 |
| Legal Unit | 11 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30904 |
Source: Clay County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 5, 2025 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| May 26, 2026 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 24, 2023 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 20, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 |
| Deed Sale | Feb 24, 2023 |
| Prior Sale | Apr 20, 2022 · Amount on Record |
| Deed Document Number | 20238267 |
| Deed Book / Page | 4691 / 2038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | UNLS |
| Name | Verified Name |
|---|---|
| Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Document Number | 0049560860 |
|---|---|
| Date | Aug 5, 2025 |
| Book Page | 4956/860 |
| Instrument | 2025036358 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 26, 2026 |
| Property Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Document Number | 0000025360 |
| Book / Page | 5048 / 1379 |
| Instrument Date | May 18, 2026 |
| Instrument | 202625360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Document Number | 0000025360, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 5048/1379 |
| Instrument | 202625360 |
| Name | CLEARPATH LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 24, 2023 |
| Property Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Document Number | 0046912038 |
| Book / Page | 4691 / 2038 |
| Map Reference | MB 19 PG 73-75 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023008267 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Document Number | 0046912040 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 4691/2040 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 20, 2022 |
| Property Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Document Number | 0045980941 |
| Book / Page | 4598 / 941 |
| Map Reference | MB 19 PG 73-75 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022025222 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,870.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 N VIENNA ST, RUSTON, LA 71270-3843 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 31, 2019 |
| Property Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Document Number | 0041962178 |
| Book / Page | 4196 / 2178 |
| Map Reference | MB 19 PG 73-75 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019027772 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4300 S BEACH PKWY APT 2302, 4300, JACKSONVILLE BEACH, FL 32250-8179 |
| Name | Verified Name |
|---|---|
| Address | 945 LAKERIDGE DR, ORANGE PARK, FL 32065-5803 |
| Document Number | 0041962180 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 4196/2180 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $360,381 (+2.89%) Land $50,000 Building $310,381 | $360,381 (+2.89%) Land $50,000 Building $310,381 |
| 2023 | $5,642.00 (+69.43%) | $350,256 (+43.28%) Land $50,000 Building $300,256 | $350,256 (+12.69%) Land $50,000 Building $300,256 |
| 2022 | $3,330.00 Homeowner's exemption | $244,464 | $310,821 Land $40,000 Building $270,821 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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