945 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 945 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,336 sqft · built 1959
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2019)
Tax Bill	$13,602 (2023)
Deeds & Mortgages	Aug 2022 Transfer Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-313-012`

Property Details

APN / Parcel Number

Primary APN	`15-01-313-012`
Alternative APN	`15-01-313-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,010 sqft (0.23 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	945 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SNOW) & (DICKINSONS) ADD TO RIVERFOREST A SUB OF PTS OF SEC 1 & 2 SEC 01-39-12
Legal Range	12E
Legal Township	39N
Legal Section	01
Legal Subdivision	SNOW & DICKINSONS
Legal Block	6
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	3
Census Block	3011
Census Tract	811900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 KEYSTONE AVE, RIVER FOREST, IL 60305-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Transfer on Death Deed, Transfer
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit PROSPECT BK
Jul 9, 2019	Warranty Deed, Transfer PRAIRIE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Mar 30, 2012 · Amount on Record
Deed Document Number	201916002
Last Transfer Date	Aug 12, 2022
Transfer Doc	0000049039
Record Updated	Sep 20, 2026

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Aug 16, 2022
Property Address	945 KEYSTONE AVE, RIVER FOREST, IL 60305-1321
Document Number	0022849039
Instrument Date	Aug 12, 2022
Instrument	2222849039
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	945 KEYSTONE AVE, RIVER FOREST, IL 60305-1321

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	945 KEYSTONE AVE, RIVER FOREST, IL 60305-1321
Document Number	1920406180
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	945 KEYSTONE AVE RIVER FOREST IL 603051321, RIVER FOREST, IL 60305-1321

Mortgage

Document Number	1920406180
Date	Jul 23, 2019
Instrument	20406180

Lender

Name	PROSPECT BK
Type	Bank
Address	PARIS, IL 61944

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 22, 2026

Interest

Rate Type	Adjustable Rate
Rate	5.5%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 9, 2019
Property Address	945 KEYSTONE AVE, RIVER FOREST, IL 60305-1321
Document Number	1919016002
Instrument Date	Jun 11, 2019
Instrument	19016002
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	PRAIRIE TITLE

Transaction

Amount	Amount Recorded
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 KEYSTONE AVE RIVER FOREST IL 603051321, RIVER FOREST, IL 60305-1321

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,000 (+26.88%) Land $12,012 Building $40,988	$530,000 (+26.88%) Land $120,120 Building $409,880
2023	$13,602.00 (+9.84%)
2022	$12,384.00 Homeowner's exemption	$41,772 Land $10,510 Building $31,262	$417,720 Land $105,100 Building $312,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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