945 Katella St, Laguna Beach, CA 92651 Property Records

Orange County property record for 945 Katella St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,491 sqft · built 1960
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,400,000 (Mar 2020)
Tax Bill	$16,528 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`644-437-05`

Property Details

APN / Parcel Number

Primary APN	`644-437-05`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	1,491 sqft
Basement Area	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	5,000 sqft (0.115 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	945 KATELLA ST
City	LAGUNA BEACH
State	CA
Zip	92651-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR ARCH BEACH HEIGHTS BLK 15 LOT 23 ARCH BEACH HEIGHTS LOT 23 BLK 15(AND LOT 24 BLK 15
Legal Subdivision	ARCH BEACH HEIGHTS
Legal Tract	24
Legal Block	15
Legal Lot Number	23,24
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	62620

Owner

945 Katella St is held in a trust since March 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	333 CITY BLVD W, 2050, ORANGE, CA 92868-2944
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY
Apr 10, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
Mar 18, 2020	Grant Deed, Transfer QUICKEN LNS
Mar 28, 2018	Grant Deed, Transfer · ARM HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	2020123397
Prior Transfer Date	Oct 16, 1997
Prior Transfer Doc	0000528984
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 1, 2026
Property Address	945 KATELLA ST, LAGUNA BEACH, CA 92651-3705
Document Number	0000093509
Instrument Date	Mar 23, 2026
Instrument	202693509
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 KATELLA ST, LAGUNA BEACH, CA 92651-3705

Mortgage

Document Number	0000093509,
Date	Apr 1, 2026
Instrument	202693509

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 10, 2026
Property Address	945 KATELLA ST, LAGUNA BEACH, CA 92651-3705
Document Number	0000102664
Instrument Date	Feb 17, 2026
Instrument	2026102664
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	333 CITY BLVD W, 2050, ORANGE, CA 92868-2944

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	945 KATELLA ST, LAGUNA BEACH, CA 92651-3705
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 KATELLA ST, LAGUNA BEACH, CA 92651-3705

Mortgage

Document Number	0000436925
Date	Jul 7, 2021
Instrument	2021000436925

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	DELRAY BEACH, FL 33483

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 18, 2020
Property Address	945 KATELLA ST, LAGUNA BEACH, CA 92651-3705
Document Number	0000123397
Instrument Date	Feb 22, 2020
Instrument	123397
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	945 KATELLA ST LAGUNA BEACH CA 926513705, LAGUNA BEACH, CA 92651-3705

Mortgage

Document Number	123398
Date	Mar 18, 2020
Instrument	123398

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2018
Property Address	945 KATELLA ST, LAGUNA BEACH, CA 92651-3705
Document Number	0000110457
Map Reference	MB7 PG9&10
Instrument Date	Mar 13, 2018
Instrument	2018000110457
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 KATELLA ST, LAGUNA BEACH, CA 92651-3705

Mortgage

Document Number	0000110458
Date	Mar 28, 2018
Instrument	2018000110458

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 945 Katella St was $16,528, up 2.3% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,561,724 (+2%) Land $1,440,149 Building $121,575
2025	$16,528.00 (+2.26%) Homeowner's exemption	$1,531,102 Land $1,411,910 Building $119,192
2024	$16,163.00 (+0.46%)
2023	$16,089.00 (+2.31%) Homeowner's exemption	$1,471,649 Land $1,357,085 Building $114,564
2022	$15,725.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 945 Katella St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Katella St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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