945 Holt Ave, Waco, TX 76706 Property Records

McLennan County property record for 945 Holt Ave, Waco, TX 76706

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,842 (Jan 2026)
Tax Bill	$464 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-031701-013100-2`

Property Details

APN / Parcel Number

Primary APN	`48-031701-013100-2`
Alternative APNs	`4803170101310020101` `183531`

Exterior

Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	945 HOLT AVE
City	WACO
State	TX
Zip	76706-3222
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1B
Legal Description	OAKWOOD LOT 13 BLOCK 7 ACRES .1377
Legal Subdivision	OAKWOOD
Legal Block	7
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1024
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 HOLT AVE, WACO, TX 76706-3222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jan 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jan 12, 2026	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 6, 2025	Warranty Deed, Transfer AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE
Oct 6, 2025	Correction Deed UNKNOWN, AGT
Jul 9, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Oct 6, 2025
Deed Document Number	20261093
Prior Transfer Date	Mar 17, 2015
Prior Transfer Doc	0000007875
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	945 HOLT AVE, WACO, TX 76706-3222
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	AGT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HOLT AVE, WACO, TX 76706-3222

Mortgage

Document Number	0000001095
Date	Jan 12, 2026
Instrument	2026001095

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 9, 2029

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	945 HOLT AVE, WACO, TX 76706-3222
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 FLINT AVE A, A, WACO, TX 76706-1938
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035435
Date	Nov 17, 2025
Instrument	2025035435

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 13, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	945 HOLT AVE, WACO, TX 76706-3222
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HOLT AVE, WACO, TX 76706-3222

Mortgage

Document Number	0000001095
Date	Jan 12, 2026
Instrument	2026001095

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 9, 2029

January 2026: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 12, 2026
Property Address	945 HOLT AVE, WACO, TX 76706-3222
Document Number	0000001093
Map Reference	VOL 704 PG 502
Instrument Date	Jan 9, 2026
Instrument	2026001093
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2026
Title Company	ATG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HOLT AVE, WACO, TX 76706-3222

Mortgage

Document Number	0000001094
Date	Jan 12, 2026
Instrument	2026001094

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 6, 2025
Property Address	945 HOLT AVE, WACO, TX 76706-3222
Document Number	0000030692
Map Reference	VOL 704 PG 502
Instrument Date	Oct 3, 2025
Instrument	2025030692
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 ARROWHEAD CV, NIEDERWALD, TX 78640-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 FLINT AVE, WACO, TX 76706-1938
Investor	Possibly a Property Investor

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 6, 2025
Property Address	945 HOLT AVE, WACO, TX 76706-3222
Document Number	0000030691
Map Reference	VOL 704 PG 502
Instrument Date	Sep 24, 2025
Instrument	2025030691
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, AGT

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 TOPEKA DR # 108, 108, WOODWAY, TX 76712-6127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 ARROWHEAD CV, NIEDERWALD, TX 78640-2456

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 9, 2019
Property Address	945 HOLT AVE, WACO, TX 76706-3222
Document Number	0000022481
Instrument Date	Jul 9, 2019
Instrument	22481
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31055 H 35 #2-2028 AUSTIN TX 78741, 2-2028, AUSTIN, TX 78741

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,680 (+9.88%) Land $22,680	$22,680 (+9.88%) Land $22,680
2025	$464.00 (-0.22%)	$20,640 (-) Land $20,640	$20,640 (-) Land $20,640
2024	$465.00 (+0.65%)
2023		$20,640 Land $20,640	$20,640 Land $20,640
2022	$462.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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