945 Hobson St, Alpha (Phillipsburg), NJ 08865 Property Records

Warren County and Alpha Borough property record for 945 Hobson St, Alpha, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 1998
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Nov 2021)
Tax Bill	$8,246 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00004-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00004-0000-00003`
Alternative APN	`020000400003`

Interior

Stories	2 Stories
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	945 HOBSON ST
City	PHILLIPSBURG
State	NJ
Zip	08865-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	BOROUGH/ALPHA
Legal Block	4
Legal Lot Number	3
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	2
Census Block	2067
Census Tract	32400

Owner

945 Hobson St is owned and occupied by an individual who bought it in November 2021.

Source: Warren County and Alpha Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	945 HOBSON ST, PHILLIPSBURG, NJ 08865-4615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage PLANET HOME LENDING LLC
Nov 12, 2021	Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Nov 4, 1998 · Amount on File
Deed Document Number	2021565236
Deed Book / Page	3214 / 48
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	945 HOBSON ST, ALPHA, NJ 08865-4615
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HOBSON ST, ALPHA, NJ 08865-4615

Mortgage

Document Number	007826/259
Date	Dec 1, 2025
Book Page	7826/259
Instrument	2025-629621

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	308 Months
Due	Aug 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 12, 2021
Property Address	945 HOBSON ST, ALPHA, NJ 08865-4615
Document Number	0003214/48
Book / Page	3214 / 48
Instrument Date	Jul 9, 2021
Instrument	2021-565236
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15210 COLONIAL PARK DR, 15210, HUNTERSVILLE, NC 28078-4743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HOBSON ST, ALPHA, NJ 08865-4615

Mortgage

Document Number	007229/292
Date	Nov 12, 2021
Book Page	7229/292
Instrument	2021-565237

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 945 Hobson St was $8,246, down 4.3% from the year before.

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,600 (-) Land $74,800 Building $161,800	$236,600 (-) Land $74,800 Building $161,800
2025	$8,246.00 (-4.35%)	$236,600 Land $74,800 Building $161,800	$236,600 Land $74,800 Building $161,800
2024	$8,621.00
2023		$236,600 Land $74,800 Building $161,800	$236,600 Land $74,800 Building $161,800
2022	$8,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 945 Hobson St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–1984)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Hobson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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