945 Hidden Dr, Lakeland, FL 33809 Property Records

Polk County property record for 945 Hidden Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,638 sqft · built 1993
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$235,500 (Aug 2020)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2019 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-27-20-161741-000030`

Property Details

APN / Parcel Number

Primary APN	`24-27-20-161741-000030`
Alternative APNs	`202724161741000030` `02724000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,638 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	121 sqft
Patio Area	336 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	945 HIDDEN DR
City	LAKELAND
State	FL
Zip	33809-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN LAKE ESTATES PB 93 PG 34 LOT 3
Legal Range	24E
Legal Township	27S
Legal Section	20
Legal Subdivision	HIDDEN LAKE ESTATES
Legal Tract	161741
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2030
Census Tract	12304

Owner

945 Hidden Dr is owned and occupied by an individual who bought it in August 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	945 HIDDEN DR, LAKELAND, FL 33809-6646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG
Dec 30, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE
Jul 24, 2017	Loan Modification, Mortgage · FHA Mortgage FIRST GNTY MTG CORP
Jul 24, 2017	Loan Modification, Mortgage · FHA Mortgage FIRST GNTY MTG CORP
Feb 1, 2017	Loan Modification, Mortgage · FHA Mortgage FAY SERVICING LLC
Feb 1, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Dec 30, 2019 · Amount on File
Deed Document Number	2020177669
Deed Book / Page	11354 / 88
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 28, 2020
Property Address	945 HIDDEN DR, LAKELAND, FL 33809-6646
Document Number	0113540088
Book / Page	011354 / 000088
Instrument Date	Aug 26, 2020
Instrument	177669
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HIDDEN DR LAKELAND FL 338096646, LAKELAND, FL 33809-6646

Mortgage

Document Number	113540090
Date	Aug 28, 2020
Book Page	011354/000090
Instrument	177670

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2050

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Dec 30, 2019
Property Address	945 HIDDEN DR, LAKELAND, FL 33809-6646
Document Number	0110901028
Book / Page	011090 / 001028
Instrument Date	Dec 12, 2019
Instrument	276013
Transaction Type	Foreclosure
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,071.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 N BUMBY AVE #B ORLANDO FL 328036024, B, ORLANDO, FL 32803-6024
Investor	Possibly a Property Investor

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	945 HIDDEN DR, LAKELAND, FL 33809-6646
Document Number	0102691769
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 HIDDEN DR LAKELAND FL 338096646, LAKELAND, FL 33809-6646

Mortgage

Document Number	0102691769
Date	Sep 27, 2017
Book Page	010269/001769
Instrument	184110

Lender

Name	FIRST GNTY MTG CORP
Address	CHICAGO, FL 33809

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	945 HIDDEN DR, LAKELAND, FL 33809-6646
Document Number	0102972047
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 HIDDEN DR LAKELAND FL 338096646, LAKELAND, FL 33809-6646

Mortgage

Document Number	0102972047
Date	Oct 27, 2017
Book Page	010297/002047
Instrument	205772

Lender

Name	FIRST GNTY MTG CORP
Address	CHICAGO, IL 60605

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	945 HIDDEN DR, LAKELAND, FL 33809-6646
Document Number	0100810912
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 HIDDEN DR LAKELAND FL 338096646, LAKELAND, FL 33809-6646

Mortgage

Document Number	0100810912
Date	Mar 3, 2017
Book Page	010081/000912
Instrument	42080

Lender

Name	FAY SERVICING LLC
Address	440 S LA SALLE ST # 2000, CHICAGO, IL 60605-5011

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	945 HIDDEN DR, LAKELAND, FL 33809-6646
Document Number	0100730715
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 HIDDEN DR LAKELAND FL 338096646, LAKELAND, FL 33809-6646

Mortgage

Document Number	0100730715
Date	Feb 22, 2017
Book Page	010073/000715
Instrument	35611

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 945 Hidden Dr was $2,149 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,009 (+2.7%)	$237,661 (-1.05%) Land $30,000 Building $207,661
2025	$2,149.00 Homeowner's exemption	$206,435	$240,183 Land $30,000 Building $210,183
2023	$2,523.00 (+3.23%) Homeowner's exemption	$194,774 (+3%)	$240,665 (+1.43%) Land $29,000 Building $211,665
2022	$2,444.00 Homeowner's exemption	$189,101	$237,276 Land $24,000 Building $213,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 945 Hidden Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1995–2024)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Hidden Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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