945 Harmony Rd, New Harmony, IN 47631 Property Records

Posey County property record for 945 Harmony Rd, New Harmony, IN 47631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2017)
Tax Bill	$1,096 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-08-36-100-002.005-008`

Property Details

APN / Parcel Number

Primary APN	`65-08-36-100-002.005-008`
Alternative APNs	`01129715277` `0070011807`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01129715277
Street Address	945 HARMONY RD
City	NEW HARMONY
State	IN
Zip	47631-9296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NE/4 36-5-14 2.00A
Jurisdiction	POSEY IN
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3011
Census Tract	40200

Owner

945 Harmony Rd is owned and occupied by an individual who bought it in January 2017.

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1625 SPRINGFIELD RD, MOUNT VERNON, IN 47620-7290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF CARMI
Jan 30, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF CARMI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Prior Sale	May 2, 2014 · Amount on File
Deed Document Number	2017345
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	201700346
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	945 HARMONY RD, NEW HARMONY, IN 47631-9296
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700662
Date	Feb 21, 2017
Instrument	201700662

Lender

Name	FIRST NATIONAL BANK OF CARMI
Type	Bank
Address	CARMI, IL 62821

Agreement

Type	ARM
Amount	Amount on Record
Term	239 Months
Due	Jan 25, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 25, 2022
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Index	Prime Rate
Max Rate	11.5%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POSEY IN
Recording Date	Jan 30, 2017
Property Address	945 HARMONY RD, NEW HARMONY, IN 47631-9296
Document Number	201700345
Instrument Date	Dec 19, 2016
Instrument	201700345
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 HARMONY RD, 945, NEW HARMONY, IN 47631-9296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 SPRINGFIELD RD, MOUNT VERNON, IN 47620-7290

Mortgage

Document Number	201700346
Date	Jan 30, 2017
Instrument	201700346

Lender

Name	FIRST NATIONAL BANK OF CARMI
Type	Bank
Address	CARMI, IL 62821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 25, 2022
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Index	Prime Rate
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 945 Harmony Rd was $1,096 with a homeowner's exemption, down 2.1% from the year before.

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Lynn Township
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,096.00 (-2.06%) Homeowner's exemption	$165,900 Land $17,100 Building $148,800	$165,900 Land $17,100 Building $148,800
2024	$1,119.00 (+11.12%)
2023	$1,007.00 (+11.76%)	$143,600 (+8.87%) Land $16,800 Building $126,800	$143,600 (+8.87%) Land $16,800 Building $126,800
2022	$901.00 (+25.14%)	$131,900 Land $15,500 Building $116,400	$131,900 Land $15,500 Building $116,400
2021	$720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 945 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Apr 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Harmony Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mainstream Fiber Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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