Dane County property record for 945 Harding St, Oregon, WI 53575
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,588 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| APN | 0509-134-0023-4 |
| Primary APN | 0509-134-0023-4 |
|---|
| Lot Area | 29,185 sqft (0.669 acres) |
|---|
| Street Address | 945 HARDING ST |
|---|---|
| City | OREGON |
| State | WI |
| Zip | 53575-2881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR-08 |
| Legal Description | OREGON TERRITORY LOT 3 |
| Legal Range | 09 |
| Legal Township | 05 |
| Legal Section | 13 |
| Legal Subdivision | OREGON TERRITORY |
| Legal Lot Number | 3 |
| Jurisdiction | DANE WI |
| Township / Civil Division | OREGON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 12501 |
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 945 HARDING ST, OREGON, WI 53575-2881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 945 HARDING ST, OREGON, WI 53575-2881 |
| Document Number | 0005492390 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 945 HARDING ST OREGON WI 535752881, OREGON, WI 53575-2881 |
| Document Number | 0005492390 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 5492390 |
| Name | SUMMIT CU |
|---|---|
| Address | MADISON, WI 53708 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| County Subdivision | Oregon Town |
| Unified School District | Oregon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,588.00 (+15.33%) Homeowner's exemption | $372,400 (+52%) Land $106,000 Building $266,400 | $373,000 (+14.49%) |
| 2023 | $245,000 Land $79,200 Building $165,800 | $325,800 | |
| 2022 | $3,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Four Lakes Broadband, LiteWire, Verizon.
5G (outdoors only) and 4G LTE
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