945 Gray Cloud Dr, New Braunfels, TX 78130 Property Records

Comal County property record for 945 Gray Cloud Dr, New Braunfels, TX 78130

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,513 sqft · built 2025
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,280 (Sep 2025)
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-0117-0476-00`

Property Details

APN / Parcel Number

Primary APN	`15-0117-0476-00`
Alternative APN	`462586`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,513 sqft Living Area
Gross Area	3,244 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	491 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	945 GRAY CLOUD DR
City	NEW BRAUNFELS
State	TX
Zip	78130-0603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOUD COUNTRY 6, BLOCK 14, LOT 13
Legal Subdivision	CLOUD COUNTRY 6
Legal Block	14
Legal Lot Number	13
Jurisdiction	COMAL TX
Township / Civil Division	NEW BRAUNFELS
Census Block Group	2
Census Block	2072
Census Tract	310904

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-0603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Vendor's Lien, Transfer · VA Mortgage CORNERSTONE HOME LENDING
Jan 3, 2025	Special Warranty Deed, Transfer STEWART TITLE, STC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jan 3, 2025
Deed Document Number	202531117
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Sep 29, 2025
Property Address	945 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-0603
Document Number	0006031117
Map Reference	FILE 202206042430
Instrument Date	Sep 26, 2025
Instrument	202506031117
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	CROWN TITLE COMPANY, CROWN TITLE COMPANY OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-0603

Mortgage

Document Number	0006031118
Date	Sep 29, 2025
Instrument	202506031118

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Jan 3, 2025
Property Address	945 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-0603
Document Number	0006000227
Map Reference	FILE 202206042430
Instrument Date	Dec 18, 2024
Instrument	202506000227
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	STEWART TITLE, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 FOUNTAIN VIEW DR STE 215, 215, HOUSTON, TX 77057-4804
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	New Braunfels City
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,670	$404,120 Land $89,250 Building $314,870
2025	$1,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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