945 Ginger Cir, Ormond Beach, FL 32176 Property Records

Volusia County property record for 945 Ginger Cir, Ormond Beach, FL 32176 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	2,474 sqft Living Area
Garage	651 sqft
Occupancy	Owner Occupied
Last Sale	$132,000 (1992)
Tax Bill	$2,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4203-21-00-0440`
Alternative APNs	`32140321000440` `3030648.0` `3030648`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,474 sqft Living Area
1st Floor	2,474 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1984
Exterior Material	Brick Exterior
Construction Type	Wood Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Parking Spaces	2 Parking Spaces
Garage Area	651 sqft Garage

Exterior Amenities

Pool Area	675 sqft Pool
Shed	1 Shed
Shed Area	200 sqft Shed
Patio Area	1,225 sqft Patio
Porch	Open Porch
Porch Area	80 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3030648.0
Old Parcel Number	32140321000440
Street Address	945 GINGER CIR
City	ORMOND BEACH
State	FL
Zip	32176-4140
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 44 ANN RUSTIN ESTATES MB 27 PG 161 PER OR 3771 PG 0764
Legal Range	32E
Legal Township	14S
Legal Section	03
Legal Subdivision	RUSTIN
Legal Tract	21
Legal Lot Number	44
Jurisdiction	VOLUSIA FL
Minor Civil Division	NORTH PENINSULA
Census Blockgroup	2
Census Block	2014
Census Tract	80400

Owner

Source: Volusia County records · APN 4203-21-00-0440

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	945 GINGER CIR, ORMOND BEACH, FL 32176-4140
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 1992 · Amount on Record
Deed Sale	May 15, 1992 · Amount on Record
Deed Doc Number	0003771764
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	945 GINGER CIR, ORMOND BEACH, FL 32176-4140
Document Number	0078254988
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 04, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	945 GINGER CIR ORMOND BEACH FL 321764140, ORMOND BEACH, FL 32176-4140

Mortgage

Document Number	0078254988
Date	Mar 09, 2020
Book Page	007825/004988
Instrument	49181

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 08, 2035

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,622.00 (+17.05%) Homeowner's exemption	$189,667 (+5.99%)	$472,783 (-1.11%) Land $185,350 Building $287,433
2023	$2,240.00 (+3.51%) Homeowner's exemption	$178,954 (+3%)	$478,070 (+12.07%) Land $185,350 Building $292,720
2022	$2,164.00 Homeowner's exemption	$173,742	$426,571 Land $148,500 Building $278,071

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.