945 Geranium Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 945 Geranium Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,266 sqft · built 1882
Lot Size	0.224 acres (9,760 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jun 2022)
Tax Bill	$4,540 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0151`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0151`
Alternative APNs	`8437013` `488675`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	915 sqft
Family Room	Family Room

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,760 sqft (0.224 acres)
Lot Dimensions	122 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	488675
Street Address	945 GERANIUM AVE E
City	SAINT PAUL
State	MN
Zip	55106-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVILLE HEIGHTS LOTS 17 AND LOT 18 BLK 6
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	6
Legal Lot Number	17,18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2006
Census Tract	31100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Warranty Deed, Transfer · FHA Mortgage BELL BANKS
Jun 6, 2022	Re-recorded Document · FHA Mortgage BELL BANK
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST
May 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENCE MTG CORP
Jun 3, 2019	Quit Claim Deed, Transfer EDINA REALTY TITLE
Jun 3, 2019	Correction Deed, Transfer EDINA REALTY TITLE
May 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	20224949847
Prior Transfer Date	May 10, 2019
Prior Transfer Doc	0004758413
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 3, 2022
Property Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Document Number	0T02733358
Instrument Date	Jun 2, 2022
Instrument	T02733358
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636

Mortgage

Document Number	0T02733359
Date	Jun 3, 2022
Instrument	T02733359

Lender

Name	BELL BANKS
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	RAMSEY MN
Recording Date	Jun 6, 2022
Property Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Document Number	0A04949847
Instrument Date	Jun 2, 2022
Instrument	A04949847
Record Updated	Dec 28, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636

Mortgage

Document Number	0A04949848
Date	Jun 6, 2022
Instrument	A04949848

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04871021
Date	Mar 18, 2021
Instrument	A04871021

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Document Number	0004758416
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	945 GERANIUM AVE E ST PAUL MN 551062636, ST PAUL, MN 55106-2636

Mortgage

Document Number	0004758416
Date	Jun 3, 2019
Instrument	4758416

Lender

Name	FAIRWAY INDEPENDENCE MTG CORP
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 3, 2019
Property Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Document Number	0004758413
Instrument Date	May 10, 2019
Instrument	4758413
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 GERANIUM AVE E ST PAUL MN 551062636, ST PAUL, MN 55106-2636

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 3, 2019
Property Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Document Number	0004758414
Instrument Date	May 10, 2019
Instrument	4758414
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Tax	$544.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 GERANIUM AVE E ST PAUL MN 551062636, ST PAUL, MN 55106-2636

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	945 GERANIUM AVE E, SAINT PAUL, MN 55106-2636
Document Number	0002639069
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	945 GERANIUM AVE E ST PAUL MN 551062636, ST PAUL, MN 55106-2636

Mortgage

Document Number	0002639069
Date	May 20, 2019
Instrument	2639069

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,800 (-2.93%) Land $25,000 Building $193,800	$218,800 (-2.93%) Land $25,000 Building $193,800
2025	$4,540.00 (+28.61%) Homeowner's exemption	$225,400 (+4.55%) Land $25,000 Building $200,400	$225,400 (+4.55%) Land $25,000 Building $200,400
2024	$3,530.00 (+8.88%)
2023	$3,242.00 Homeowner's exemption	$215,600 Land $20,000 Building $195,600	$215,600 Land $20,000 Building $195,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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